Virginia State University Federal Credit Union

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A short history of Virginia State University FCU

Since its inception in 1939 the Virginia State University Federal Credit Union has been serving its members in the SOUTH CHESTERFI, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Katrina Hayes-Peerman, the Virginia State University FCU has grown its membership to over 2,045 with assets of more than $8,560,082. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (804) 526-6708 or email them at info@vsufcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH CHESTERFI, VA.

General Information For Virginia State University FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3029
Address 3401 BOISSEAU ST 
City SOUTH CHESTERFI 
State Virginia 
Zip-Code 23803
Phone Number (804) 526-6708
Fax Number (804) 526-0834
Email Address: info@vsufcu.org
CEO/President Katrina Hayes-Peerman
Members 2,045 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,560,082 
Website http://www.vsufcu.org 

Compare Virginia State University Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peoples Advantage CU Chesterfield Office 10001 Courtview Ln 23832 (804) 748-3081 No 5.70
Fort Lee CU Main Office 4495 Crossings Blvd 23875 (804) 452-0736 No 8.58
Vantage Point CU MAIN OFFICE 3600 OAKLAWN BLVD 23860 (804) 541-1473 No 9.63
Petersburg Fed Ref Credit Union Inc CU Main Office 1060 River Rd 23860 (804) 861-2537 No 10.40
Argent CU Oxbridge 3611 Oxbridge Rd 23832 (804) 748-9488 No 10.51

Virginia State University Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Virginia State University Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.74 3.74 6.50 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 113 174 412 391
Rank Among All Virginia Credit Unions N/A 12 25 49 49

Virginia State University Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A 0.15 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A 324 234
Rank Among All Virginia Credit Unions N/A N/A N/A 56 36
Virginia State University Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9904291,957,996
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74036724,144
Used Vehicle Loans 3.7401962,320,571
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.50016560,562
Total Other Real Estate Loans/Lines of Credit 6.5006213,379
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00016111,085
TOTAL LOANS & LEASES 6995,887,737

Virginia State University Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11,61600
    b. 15 Years or less 15558,94600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 6213,37900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 22773,94100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Virginia State University Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes