Vantage Point Federal Credit Union

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A short history of Vantage Point FCU

Since its inception in 1966 the Vantage Point Federal Credit Union has been serving its members in the HOPEWELL, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by VIOLET WEST, the Vantage Point FCU has grown its membership to over 3,576 with assets of more than $34,735,058. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (804) 541-1473 or email them at v.west@vantagepointfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOPEWELL, VA.

General Information For Vantage Point FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17630
Address P.O. BOX 727 
City HOPEWELL 
State Virginia 
Zip-Code 23860
Phone Number (804) 541-1473
Fax Number (804) 458-6573
Email Address: v.west@vantagepointfcu.org
CEO/President VIOLET WEST
Members 3,576 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 34,735,058 
Website http://VANTAGEPOINTFCU.ORG 

Compare Vantage Point Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kraftsman CU Kraftsman Federal Credit Union 910 Industrial St 23860 (804) 541-9730 No 3.28
Hopewell Chemical CU Dixiecon Branch Hopewell Chemical FCU 2000 Jefferson Davis Hwy 23860 (804) 230-2457 No 3.96
Petersburg Fed Ref Credit Union Inc CU Main Office 1060 River Rd 23860 (804) 861-2537 No 5.06
Fort Lee CU Main Office 4495 Crossings Blvd 23875 (804) 452-0736 No 5.53
Peoples Advantage CU Chesterfield Office 10001 Courtview Ln 23832 (804) 748-3081 No 9.63

Vantage Point Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Vantage Point Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 4.49 5.49 5.75 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 340 383 349 391
Rank Among All Virginia Credit Unions 13 50 55 43 49

Vantage Point Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 N/A 1.00 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 N/A 174 171
Rank Among All Virginia Credit Unions 12 17 N/A 28 21
Vantage Point Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9904291,057,472
All Other Unsecured Loans/Lines of Credit 12.9004412,336,561
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000187125,441
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.490621,227,001
Used Vehicle Loans 5.4903824,156,698
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.750452,415,062
Total Other Real Estate Loans/Lines of Credit 6.5008167,239
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.75029318,801
TOTAL LOANS & LEASES 1,58311,804,275

Vantage Point Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 371,840,0676506,000
Balloon/Hybrid
    a. > 15 years 1165,03400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 7409,96100

OTHER REAL ESTATE

Closed-End Fixed Rate 13,20800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7164,03100
Open-End Fixed Rate 0000
TOTALS 532,582,3016506,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vantage Point Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes