Urw Community Federal Credit Union

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A short history of Urw Community FCU

Since its inception in 1970 the Urw Community Federal Credit Union has been serving its members in the DANVILLE, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Doss, the Urw Community FCU has grown its membership to over 23,912 with assets of more than $172,552,035. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (434) 793-1278 or email them at urwfcu@urwfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DANVILLE, VA.

General Information For Urw Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19867
Address 314 LOWES DR 
City DANVILLE 
State Virginia 
Zip-Code 24540
Phone Number (434) 793-1278
Fax Number () -
Email Address: urwfcu@urwfcu.org
CEO/President Cheryl Doss
Members 23,912 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 172,552,035 
Website http://www.urwfcu.org 

Compare Urw Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Piedmont Credit Union CU Main Office 366 Piney Forest Rd 24540 (434) 797-1954 No 3.99
Danville City Employees CU Danville City Employees FCU 320 old Riverside Dr 24541 (434) 799-5027 No 4.60
American Partners CU Branch 4636 W Market St 27407 (336) 855-3553 No 23.07
Valleystar CU Rocky Mount 1081 Old Franklin Tpke 24113 (540) 483-0018 No 24.17

Urw Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Urw Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 2.95 3.95 5.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 139 195 324 200
Rank Among All Virginia Credit Unions 55 18 27 42 24

Urw Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.55 1.65 2.17
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 55 73 36
Rank Among All Virginia Credit Unions N/A 17 6 8 1
Urw Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.5001,6332,366,202
All Other Unsecured Loans/Lines of Credit 17.4505,14415,644,885
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000113,008
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501,30031,977,976
Used Vehicle Loans 3.9506,15370,272,473
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50039818,041,469
Total Other Real Estate Loans/Lines of Credit 4.7501123,083,078
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2501,0953,996,836
TOTAL LOANS & LEASES 15,846145,385,927

Urw Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 47949,7002166,820
    b. 15 Years or less 2277,491,62975,143
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 421,431,5971794,430
Adjustable Rate > 1 yr 828,168,5434112,358

OTHER REAL ESTATE

Closed-End Fixed Rate 27510,92800
Closed-End Adjustable Rate 9187,838146,000
Open-End Adjustable Rate 762,384,31233111,837
Open-End Fixed Rate 0000
TOTALS 51021,124,54764536,588

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Urw Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes