United Credit Union

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A short history of United CU

Since its inception in 1932 the United Credit Union has been serving its members in the TYLER, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sherri McElyea, the United CU has grown its membership to over 2,632 with assets of more than $29,983,849. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (903) 595-3604 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TYLER, TX.

General Information For United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67587
State Texas 
Zip-Code 75703
Phone Number (903) 595-3604
Fax Number (903) 535-9850
Email Address: none
CEO/President Sherri McElyea
Members 2,632 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,983,849 
Website http://unitedcu.coop 

Compare United Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kelly Community CU Kelly Community FCU Branch 4 2105 W Grande Blvd 75703 (903) 597-7291 No 3.56
Cooperative Teachers CU Cooperative Teachers Credit Union 1424 W Southwest Loop 323 75701 (903) 561-2603 No 5.26
First United CU First United Credit Union 3304 S Broadway Ave Ste 102 75701 (903) 595-6693 No 6.25
Highway Employees CU Main Office 2910 Chandler Hwy # 6 75712 (903) 593-8987 No 8.16
Tyler City Employees CU Tyler City Employees Credit Union 819 N Spring Ave 75702 (903) 592-8012 No 9.22

United Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 4.74 6.24 4.71 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 367 467 233 341
Rank Among All Texas Credit Unions 108 138 162 75 81

United Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.85 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 198 219
Rank Among All Texas Credit Unions N/A 47 22 64 56
United Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.500206385,380
All Other Unsecured Loans/Lines of Credit 10.2404561,890,195
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.740721,811,433
Used Vehicle Loans 6.24080812,321,515
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.710351,896,044
Total Other Real Estate Loans/Lines of Credit 6.000220,606
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.2402423,315,443
TOTAL LOANS & LEASES 1,82121,640,616

United Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15793,03500
    b. 15 Years or less 14386,86700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1220,21700
Adjustable Rate > 1 yr 5495,92500


Closed-End Fixed Rate 220,60600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 371,916,65000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes