Town & Country Federal Credit Union

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A short history of Town & Country FCU

Since its inception in 1953 the Town & Country Federal Credit Union has been serving its members in the South Portland, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Libby, the Town & Country FCU has grown its membership to over 36,351 with assets of more than $346,264,611. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (207) 773-5656 or email them at info@tcfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in South Portland, ME.

General Information For Town & Country FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8486
Address PO Box 9420 
City South Portland 
State Maine 
Zip-Code 04116
Phone Number (207) 773-5656
Fax Number (207) 772-3624
Email Address: info@tcfcu.com
CEO/President David Libby
Members 36,351 
Full-Time Employees 108 
Part-Time Employees
Number of Branch Offices
Total Assets 346,264,611 
Website https://www.tcfcu.com 

Compare Town & Country Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coast Line CU Corp Office-333 Cottage 333 Cottage Rd 04106 (207) 799-7245 No 2.01
Maine Solutions CU CU Branch 209 Western Ave Unit B 04116 (207) 775-8371 No 3.87
Evergreen CU Branch Windham 785 Roosevelt Trl 04062 (207) 892-4690 No 3.96
Cport CU Main Office 50 Riverside Industrial Pkwy 04104 (207) 878-6200 No 3.96
Infinity CU Portland Branch 4 Davis Farm Rd 04103 (207) 854-6000 No 4.01

Town & Country Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Town & Country Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.99 3.74 4.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 145 174 205 100
Rank Among All Maine Credit Unions 5 9 15 21 7

Town & Country Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.15 1.00 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 124 174 259
Rank Among All Maine Credit Unions N/A 7 13 13 28
Town & Country Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90010,13414,395,130
All Other Unsecured Loans/Lines of Credit 9.2402,61515,521,775
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,09420,844,013
Used Vehicle Loans 3.7408,32486,437,764
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001,094110,043,149
Total Other Real Estate Loans/Lines of Credit 4.0001,55147,806,096
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5005993,649,286
TOTAL LOANS & LEASES 25,411298,697,213

Town & Country Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 37861,169,309485,016,185
    b. 15 Years or less 71348,771,698484,422,672
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3102,14200

OTHER REAL ESTATE

Closed-End Fixed Rate 55620,754,216552,178,021
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 99527,051,8804345,336,098
Open-End Fixed Rate 0000
TOTALS 2,645157,849,24558516,952,976

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 63322,516,5674,028,106
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Town & Country Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes