Total Choice Federal Credit Union

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A short history of Total Choice FCU

Since its inception in 1976 the Total Choice Federal Credit Union has been serving its members in the HAHNVILLE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Vedros, the Total Choice FCU has grown its membership to over 6,415 with assets of more than $53,994,551. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (985) 783-2130 or email them at tcfcu@totalchoicefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAHNVILLE, LA.

General Information For Total Choice FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22369
Address PO BOX 560 
City HAHNVILLE 
State Louisiana 
Zip-Code 70057
Phone Number (985) 783-2130
Fax Number (985) 783-2905
Email Address: tcfcu@totalchoicefcu.com
CEO/President Mary Vedros
Members 6,415 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 53,994,551 
Website http://www.totalchoicefcu.com 

Compare Total Choice Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Taft Employees CU Main Office 266 Highway 3142 70057 (985) 783-7346 No 3.12
Barton Plant Employees CU Corporate Office 12501 River Rd 70039 (985) 785-3350 No 6.99
St. John Self-help CU MAIN OFFICE 840 HIGHWAY 44 70084 (985) 536-2818 No 8.30
Louisiana CU Belle Terre Branch 350 Belle Terre Blvd 70069 (985) 652-4990 No 9.86
Caano Employees CU CAANO EMPLOYEES FCU AIR TRAFFIC CONTROL TOWER 70141 (504) 466-5727 No 13.04

Total Choice Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Total Choice Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 4.99 6.99 5.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 396 544 268 341
Rank Among All Louisiana Credit Unions 11 72 78 39 38

Total Choice Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 263 227
Rank Among All Louisiana Credit Unions 14 45 16 47 31
Total Choice Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9901,3433,104,315
All Other Unsecured Loans/Lines of Credit 9.9001,3043,869,750
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9904518,701,380
Used Vehicle Loans 6.9904776,516,499
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000837,368,197
Total Other Real Estate Loans/Lines of Credit 6.000471,308,455
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.9901731,710,875
TOTAL LOANS & LEASES 3,87832,579,471

Total Choice Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 545,905,0733478,400
    b. 15 Years or less 291,463,1241120,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 471,308,4554163,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1308,676,6528761,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Total Choice Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes