Tinker Federal Credit Union

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A short history of Tinker FCU

Since its inception in 1946 the Tinker Federal Credit Union has been serving its members in the OKLAHOMA CITY, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Kloiber, the Tinker FCU has grown its membership to over 351,287 with assets of more than $3,733,208,945. They have a main office and 32 branch offices. Please see the credit unions website or contact them by phone at (405) 732-0324 or email them at memberservices@tinkerfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OKLAHOMA CITY, OK.

General Information For Tinker FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24524
Address PO BOX 45750 
State Oklahoma 
Zip-Code 73145
Phone Number (405) 732-0324
Fax Number (405) 443-2751
Email Address: memberservices@tinkerfcu.org
CEO/President Michael Kloiber
Members 351,287 
Full-Time Employees 652 
Part-Time Employees 125 
Number of Branch Offices 32 
Total Assets 3,733,208,945 
Website http://www.tinkerfcu.org 

Compare Tinker Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
The Focus CU Main Branch 420 NE 10th St 73104 (405) 230-1328 No 7.48
Department Of Public Safety CU Dept of Public Safety FCU 3650 N Martin Luther King Ave 73111 (405) 212-4567 No 7.77
Municipal Emps Cu Of Oklahoma City CU MECU COUNCIL 9012 N COUNCIL RD 73132 (405) 813-5570 No 7.90
True Sky CU Capitol Hill 3805 S Western Ave 73126 (405) 682-1990 No 8.22
Oklahoma Employees CU Capitol - Headquarters 3001 N Lincoln Blvd 73124 (405) 606-6328 No 8.37

Tinker Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tinker Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 3.74 3.99 3.38 8.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 242 202 59 491
Rank Among All Oklahoma Credit Unions 7 25 15 2 28

Tinker Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.20 0.55 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 108 55 215 192
Rank Among All Oklahoma Credit Unions 11 13 3 24 16
Tinker Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.25073,095136,126,776
All Other Unsecured Loans/Lines of Credit 10.17042,786129,997,300
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 10.170101316,990
New Vehicle Loans 3.74034,529884,709,770
Used Vehicle Loans 3.99065,9051,070,256,015
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3802,441126,360,721
Total Other Real Estate Loans/Lines of Credit 8.4502,08649,734,862
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.95019,469166,387,031
TOTAL LOANS & LEASES 240,4122,563,889,465

Tinker Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22324,881,0489311,628,824
    b. 15 Years or less 1,37678,099,51216411,466,479
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 781,021,2418994,428,998
Adjustable Rate > 1 yr 76422,358,92000


Closed-End Fixed Rate 91324,069,0261454,861,086
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,17325,665,8361,6284,792,640
Open-End Fixed Rate 0000
TOTALS 4,527176,095,5832,92937,178,027


Interest Only & Payment Option 1st Mortgage Loans 5534,287982,603
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tinker Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes