Three Rivers Federal Credit Union

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A short history of Three Rivers FCU

Since its inception in 1935 the Three Rivers Federal Credit Union has been serving its members in the Fort Wayne, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Don Cates, the Three Rivers FCU has grown its membership to over 73,560 with assets of more than $929,673,868. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (260) 490-8328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fort Wayne, IN.

General Information For Three Rivers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 159
Address PO Box 2573 
City Fort Wayne 
State Indiana 
Zip-Code 46801
Phone Number (260) 490-8328
Fax Number (260) 489-9362
Email Address:
CEO/President Don Cates
Members 73,560 
Full-Time Employees 256 
Part-Time Employees 17 
Number of Branch Offices 16 
Total Assets 929,673,868 

Compare Three Rivers Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midwest America CU Stellhorn 9205 Stellhorn Crossing Blvd 46815 (260) 482-3334 No 0.48
General CU 630 E Dupont 630 E Dupont Rd 46825 (260) 471-5544 No 1.03
Profed CU Kendallville Branch 419 E North St 46755 (260) 347-0520 No 1.61
Fire Police City County CU New Haven Office 104 Lincoln Hwy W 46805 (260) 484-2102 No 1.71
Partners 1st CU Partners 1st FCU, Br. 87 204 W 30th St 46953 (765) 668-8605 No 1.87

Three Rivers Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Three Rivers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.70 2.99 2.99 4.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 549 145 91 160 100
Rank Among All Indiana 63 24 10 26 11

Three Rivers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.58 0.10 0.20 1.69 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 62 129 114 68 259
Rank Among All Indiana Credit Unions 4 26 21 7 45
Three Rivers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.70014,72827,087,772
All Other Unsecured Loans/Lines of Credit 18.00010,79838,079,602
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0006531,807
Non-Federally Guaranteed Student Loans 6.7503828,817,378
New Vehicle Loans 2.99089919,003,034
Used Vehicle Loans 2.99010,470125,811,116
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1302,919295,296,540
Total Other Real Estate Loans/Lines of Credit 4.0003,114106,864,988
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9901,22043,440,516
TOTAL LOANS & LEASES 44,595664,432,753

Three Rivers Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 46377,987,16122330,933,801
    b. 15 Years or less 1,915135,411,63514831,895,134
    a. > 15 years 33751,027,599367,163,350
    b. 15 Years or less 17225,600,823142,921,650
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 325,269,322185,856,350
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 49523,437,159683,214,677
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,61983,427,82941842,886,245
Open-End Fixed Rate 0000
TOTALS 6,033402,161,528925124,871,207


Interest Only & Payment Option 1st Mortgage Loans 12418,018,87823,688,891
Interest Only & Payment Option Other RE/LOC Loans 34518,938,82813,265,665
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Three Rivers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics