Texar Federal Credit Union

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A short history of Texar FCU

Since its inception in 1951 the Texar Federal Credit Union has been serving its members in the TEXARKANA, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KELLY MITCHELL, the Texar FCU has grown its membership to over 31,519 with assets of more than $346,574,415. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (903) 223-0000 or email them at www.gotexar.com/contact to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TEXARKANA, TX.

General Information For Texar FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24567
Address 2301 RICHMOND RD 
State Texas 
Zip-Code 75503
Phone Number (903) 223-0000
Fax Number (903) 792-1810
Email Address: www.gotexar.com/contact
Members 31,519 
Full-Time Employees 96 
Part-Time Employees
Number of Branch Offices
Total Assets 346,574,415 
Website http://WWW.GOTEXAR.COM 

Compare Texar Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Red River Employees CU Summerhill Office 4405 Summerhill Rd 75505 (903) 793-7681 No 5.46
Domino CU Liberty Eylau 4702 S Lake Dr 75505 (903) 832-3906 No 5.58
Texarkana Terminal Employees CU TEXARKANA TERMINAL EMPLOYEE FCU 3801 TEXAS BLVD 75503 (903) 794-8216 No 6.24
Mil-way CU Ashdown Arkansas Branch 140 Highway 71 S 71822 (870) 898-3742 No 7.45
Swemp CU SWEMP FEDERAL CU 601 OLIVE ST 75501 (903) 793-2274 No 8.01

Texar Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Texar Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 1.99 1.99 4.57 5.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 34 21 214 338
Rank Among All Texas Credit Unions 16 9 7 67 79

Texar Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 1.29 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 119 259
Rank Among All Texas Credit Unions 35 47 20 35 68
Texar Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0002,8494,198,214
All Other Unsecured Loans/Lines of Credit 17.5006,29911,184,093
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99060914,096,653
Used Vehicle Loans 1.9906,00374,432,887
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5701,23083,679,481
Total Other Real Estate Loans/Lines of Credit 5.9805350,442
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.9903,27537,801,723
TOTAL LOANS & LEASES 20,270225,743,493

Texar Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 30929,787,692346,360,337
    b. 15 Years or less 71046,208,235534,543,509
    a. > 15 years 2351,11800
    b. 15 Years or less 6415,85000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1373,282,41600
Adjustable Rate > 1 yr 663,634,17000


Closed-End Fixed Rate 4344,683150,000
Closed-End Adjustable Rate 15,75900
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,23584,029,9238810,953,846


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texar Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes