Sunlight Federal Credit Union

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A short history of Sunlight FCU

Since its inception in 1953 the Sunlight Federal Credit Union has been serving its members in the CODY, Wyoming area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Pearson, the Sunlight FCU has grown its membership to over 11,066 with assets of more than $105,213,361. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (307) 587-4915 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CODY, WY.

General Information For Sunlight FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8733
Address PO BOX 190 
City CODY 
State Wyoming 
Zip-Code 82414
Phone Number (307) 587-4915
Fax Number (307) 587-4074
Email Address: none
CEO/President Steve Pearson
Members 11,066 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 105,213,361 

Compare Sunlight Federal Credit Union To Other Local Credit Unions

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Sunlight Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Sunlight Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.35 3.87 6.70 4.05 5.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 430 259 517 145 338
Rank Among All Wyoming Credit Unions 17 16 26 5 12

Sunlight Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.07 0.10 0.67 0.46
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 136 134 231 232
Rank Among All Wyoming Credit Unions 8 8 13 13 13
Sunlight Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.350694679,105
All Other Unsecured Loans/Lines of Credit 11.390729878,053
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8701894,545,851
Used Vehicle Loans 6.7002,04324,557,382
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.050614,241,618
Total Other Real Estate Loans/Lines of Credit 5.98021543,007
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9307177,676,919
TOTAL LOANS & LEASES 4,45443,121,935

Sunlight Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 303,013,8243337,440
    b. 15 Years or less 311,227,7942180,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 21543,007985,000
Open-End Fixed Rate 0000
TOTALS 824,784,62514602,440


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sunlight Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes