State Employees Cu Of Maryland, Inc Credit Union

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A short history of State Employees Cu Of Maryland, Inc CU

Since its inception in 1951 the State Employees Cu Of Maryland, Inc Credit Union has been serving its members in the Linthicum, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rodney Staatz, the State Employees Cu Of Maryland, Inc CU has grown its membership to over 247,399 with assets of more than $3,355,489,099. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (410) 487-7010 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Linthicum, MD.

General Information For State Employees Cu Of Maryland, Inc CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66330
Address 971 Corporate Boulevard 
City Linthicum 
State Maryland 
Zip-Code 21090
Phone Number (410) 487-7010
Fax Number (410) 487-7011
Email Address: none
CEO/President Rodney Staatz
Members 247,399 
Full-Time Employees 356 
Part-Time Employees 57 
Number of Branch Offices 22 
Total Assets 3,355,489,099 
Website http://WWW.SECUMD.ORG 

Compare State Employees Cu Of Maryland, Inc Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Masters, Mates & Pilots (mm&p) CU Main Office 700 Maritime Blvd 21090 (410) 691-8136 No 0.51
Fiafe CU Main Office 7062 Friendship Rd 21240 (410) 859-7276 No 1.62
St. Agnes CU Maiden Choice Lane Office 716 Maiden Choice Ln 21228 (443) 844-3242 No 4.60
Local 355 Md CU LOCAL 355 MD FCU 1030 S DUKELAND ST 21223 (410) 566-5700 No 4.80
American Hammered CU Office 1600 Wicomico St 21230 (410) 547-7681 No 4.98

State Employees Cu Of Maryland, Inc Credit Union Financial Performance Charts


Performance Charts

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Financial Data


State Employees Cu Of Maryland, Inc Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.74 2.99 3.70 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 113 91 94 166
Rank Among All Maryland Credit Unions 34 17 17 10 21

State Employees Cu Of Maryland, Inc Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.27 1.24 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 102 129 283
Rank Among All Maryland Credit Unions 10 19 17 13 29
State Employees Cu Of Maryland, Inc Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.99048,075163,710,404
All Other Unsecured Loans/Lines of Credit 12.49029,345104,996,598
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74017,460369,365,920
Used Vehicle Loans 2.99027,838389,968,662
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7008,2131,365,437,018
Total Other Real Estate Loans/Lines of Credit 4.49011,543469,194,158
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001,57320,076,316
TOTAL LOANS & LEASES 144,0472,882,749,076

State Employees Cu Of Maryland, Inc Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,758377,012,87136273,156,632
    b. 15 Years or less 3,690505,763,07628949,204,162
Balloon/Hybrid
    a. > 15 years 1,036274,630,37814447,953,027
    b. 15 Years or less 615135,185,4016024,643,516
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 256,290,63500
Adjustable Rate > 1 yr 8966,554,657610,007,000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,66850,701,059793,539,040
Closed-End Adjustable Rate 1482,16400
Open-End Adjustable Rate 9,873417,910,9351,19289,680,712
Open-End Fixed Rate 1100,0001100,000
TOTALS 19,7561,834,631,1762,133298,284,089

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1242,8340
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

State Employees Cu Of Maryland, Inc Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes