Srp Federal Credit Union

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A short history of Srp FCU

Since its inception in 1960 the Srp Federal Credit Union has been serving its members in the NORTH AUGUSTA, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Harry Gunsallus, the Srp FCU has grown its membership to over 117,418 with assets of more than $849,653,906. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (803) 278-4851 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH AUGUSTA, SC.

General Information For Srp FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24410
Address PO BOX 6730 
State South Carolina 
Zip-Code 29861
Phone Number (803) 278-4851
Fax Number (803) 202-4399
Email Address:
CEO/President Harry Gunsallus
Members 117,418 
Full-Time Employees 279 
Part-Time Employees 47 
Number of Branch Offices 15 
Total Assets 849,653,906 

Compare Srp Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Health Center CU Evans 4339 Washington Rd 30901 (706) 434-1600 No 3.75
Tabernacle CU Tabernacle Federal Credit Union 1223 Laney Walker Blvd 30901 (706) 724-1230 No 4.01
United Neighborhood CU Main Office 1434 Poplar St 30901 (706) 823-6378 No 4.59
Augusta Vah CU Augusta West Parkway 1267 Augusta West Pkwy 30909 (706) 855-2224 No 8.71

Srp Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Srp Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.99 3.49 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 145 146 138 132
Rank Among All South Carolina Credit Unions 26 15 9 11 7

Srp Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 N/A 1.10 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 N/A 152 145
Rank Among All South Carolina Credit Unions 10 12 N/A 6 4
Srp Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9008,69222,994,797
All Other Unsecured Loans/Lines of Credit 12.00016,27062,295,072
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902,74458,622,937
Used Vehicle Loans 3.49016,366176,906,465
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,692130,246,274
Total Other Real Estate Loans/Lines of Credit 4.25091216,975,927
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.4903,81843,019,461
TOTAL LOANS & LEASES 50,494511,060,933

Srp Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 54259,911,56027943,080,802
    b. 15 Years or less 52435,101,95510122,688,349
    a. > 15 years 53,858,9562173,600
    b. 15 Years or less 3916,411,89100
Other Fixed Rate 125,55000
Adjustable Rate 1 yr or less 56613,732,16553964,700
Adjustable Rate > 1 yr 151,204,197252,809


Closed-End Fixed Rate 83853,856125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 82916,122,0717635,526,009
Open-End Fixed Rate 0000
TOTALS 2,604147,222,2011,20172,511,269


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Srp Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes