Augusta Vah Federal Credit Union

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A short history of Augusta Vah FCU

Since its inception in 1953 the Augusta Vah Federal Credit Union has been serving its members in the Augusta, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phyllis Cochran, the Augusta Vah FCU has grown its membership to over 9,926 with assets of more than $70,520,781. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (706) 855-2224 or email them at info@avahfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Augusta, GA.

General Information For Augusta Vah FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9029
Address 1267 Augusta West Pkwy 
City Augusta 
State Georgia 
Zip-Code 30909
Phone Number (706) 855-2224
Fax Number (706) 854-8079
Email Address: info@avahfcu.org
CEO/President Phyllis Cochran
Members 9,926 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 70,520,781 
Website http://www.avahfcu.org 

Compare Augusta Vah Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Neighborhood CU Main Office 1434 Poplar St 30901 (706) 823-6378 No 6.04
Health Center CU Evans 4339 Washington Rd 30901 (706) 434-1600 No 6.30
Tabernacle CU Tabernacle Federal Credit Union 1223 Laney Walker Blvd 30901 (706) 724-1230 No 6.61
Srp CU North Augusta Branch 403 W Martintown Rd 29861 (803) 278-4851 No 10.86

Augusta Vah Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Augusta Vah Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.74 3.06 6.38 6.81
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 113 99 402 417
Rank Among All Georgia Credit Unions 7 19 16 39 35

Augusta Vah Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.04 N/A 1.05 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 146 N/A 165 276
Rank Among All Georgia Credit Unions 16 30 N/A 6 34
Augusta Vah Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9002,6996,367,974
All Other Unsecured Loans/Lines of Credit 10.0004971,349,435
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7402656,003,513
Used Vehicle Loans 3.0601,58419,621,637
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.380662,320,171
Total Other Real Estate Loans/Lines of Credit 6.810852,199,625
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6003205,178,292
TOTAL LOANS & LEASES 5,51643,040,647

Augusta Vah Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 662,320,171145,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 4103,639180,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 812,095,9869365,280
Open-End Fixed Rate 0000
TOTALS 1514,519,79611490,280

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Augusta Vah Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes