Southwest Montana Community Federal Credit Union

Social
  • +1

A short history of Southwest Montana Community FCU

Since its inception in 1941 the Southwest Montana Community Federal Credit Union has been serving its members in the Anaconda, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas (Tom) Dedman, the Southwest Montana Community FCU has grown its membership to over 7,386 with assets of more than $108,549,346. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (406) 563-8484 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Anaconda, MT.

General Information For Southwest Montana Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4401
Address 1035 West Park 
City Anaconda 
State Montana 
Zip-Code 59711
Phone Number (406) 563-8484
Fax Number (406) 563-7122
Email Address: none
CEO/President Thomas (Tom) Dedman
Members 7,386 
Full-Time Employees 26 
Part-Time Employees
Number of Branch Offices
Total Assets 108,549,346 
Website http://www.swmcfcu.org 

Compare Southwest Montana Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Deer Lodge County School Emp CU Deer Lodge Co. Sch. Emp. FCU 112 W 3rd St 59711 (406) 563-7208 No 5.45
Mountain West CU Mountain West FCU 400 E Park St 59701 (406) 782-9760 No 27.05
Northwestern Energy Employees CU Northwestern Energy Employees Federal Credit Union Colstrip 421 Willow Ave 59323 (406) 748-2324 No 28.25
Mile High CU MILE HIGH FEDERAL CREDIT UNION 3410 MONROE AVE 59701 (406) 782-8341 No 28.81
Butte Community CU Main Office 2901 Grand Ave 59701 (406) 723-8284 No 28.93

Southwest Montana Community Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Southwest Montana Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 3.91 5.75 5.33 4.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 264 416 306 204
Rank Among All Montana Credit Unions 3 25 28 22 11

Southwest Montana Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.20 0.30 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 114 302 227
Rank Among All Montana Credit Unions 4 9 8 23 13
Southwest Montana Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7401,4852,180,904
All Other Unsecured Loans/Lines of Credit 9.630668732,942
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9104418,112,432
Used Vehicle Loans 5.7506736,304,140
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.33041027,042,138
Total Other Real Estate Loans/Lines of Credit 4.790961,720,617
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2801401,881,873
TOTAL LOANS & LEASES 3,91347,975,046

Southwest Montana Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 41027,042,138282,823,707
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 351,014,2724290,720
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 61706,345495,163
TOTALS 50628,762,755363,209,590

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 5320,649246,390
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southwest Montana Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes