Service One Credit Union

  • +1

A short history of Service One CU

Since its inception in 1963 the Service One Credit Union has been serving its members in the Bowling Green, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Garth Griese, the Service One CU has grown its membership to over 15,755 with assets of more than $155,899,030. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (270) 796-8500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bowling Green, KY.

General Information For Service One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62484
Address PO Box 51770 
City Bowling Green 
State Kentucky 
Zip-Code 42102
Phone Number (270) 796-8500
Fax Number (270) 796-9184
Email Address:
CEO/President Garth Griese
Members 15,755 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 155,899,030 

Compare Service One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Security Plus CU Security Plus FCU 232 Hopkinsville Rd 42276 (270) 726-0207 No 26.85

Service One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Service One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 3.00 3.00 4.00 2.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 146 92 138 5
Rank Among All Kentucky Credit Unions 14 12 6 11 1

Service One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 174 158
Rank Among All Kentucky Credit Unions N/A 19 14 13 14
Service One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0003,0574,305,130
All Other Unsecured Loans/Lines of Credit 19.0001,5721,775,738
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001,3633,342,570
New Vehicle Loans 3.0001822,067,461
Used Vehicle Loans 3.0002,76026,179,128
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00052551,190,759
Total Other Real Estate Loans/Lines of Credit 2.0005589,543,466
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0004562,373,239
TOTAL LOANS & LEASES 10,473100,777,491

Service One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 726,888,029161,706,307
    b. 15 Years or less 1139,926,555102,075,179
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 13263,345191
Adjustable Rate 1 yr or less 563,993,7432435
Adjustable Rate > 1 yr 27130,119,087387,382,358


Closed-End Fixed Rate 2515,698,697741,140,226
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3073,844,769171767,256
Open-End Fixed Rate 0000
TOTALS 1,08360,734,22531213,071,852


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Service One Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes