Service One Credit Union

A short history of Service One CU

Since its inception in 1963 the Service One Credit Union has been serving its members in the Bowling Green, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Garth Griese, the Service One CU has grown its membership to over 15,755 with assets of more than $155,899,030. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (270) 796-8500 or email them at socu@socu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bowling Green, KY.

General Information For Service One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Service One Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Security Plus CU	Security Plus FCU	232 Hopkinsville Rd	42276	(270) 726-0207	No	26.85

Service One Credit Union Financial Performance Charts

Financial Data

Service One Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.00	3.00	3.00	4.00	2.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	160	146	92	138	5
Rank Among All Kentucky Credit Unions	14	12	6	11	1

Service One Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.25	1.00	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	105	174	158
Rank Among All Kentucky Credit Unions	N/A	19	14	13	14

Service One Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.000	3,057	4,305,130
All Other Unsecured Loans/Lines of Credit	19.000	1,572	1,775,738
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.000	1,363	3,342,570
New Vehicle Loans	3.000	182	2,067,461
Used Vehicle Loans	3.000	2,760	26,179,128
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	525	51,190,759
Total Other Real Estate Loans/Lines of Credit	2.000	558	9,543,466
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.000	456	2,373,239
TOTAL LOANS & LEASES		10,473	100,777,491

Service One Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	72	6,888,029	16	1,706,307
b. 15 Years or less	113	9,926,555	10	2,075,179
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	13	263,345	1	91
Adjustable Rate 1 yr or less	56	3,993,743	2	435
Adjustable Rate > 1 yr	271	30,119,087	38	7,382,358

OTHER REAL ESTATE

Closed-End Fixed Rate	251	5,698,697	74	1,140,226
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	307	3,844,769	171	767,256
Open-End Fixed Rate	0	0	0	0
TOTALS	1,083	60,734,225	312	13,071,852

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Service One Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes