Scenic Community Credit Union

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A short history of Scenic Community CU

Since its inception in 1954 the Scenic Community Credit Union has been serving its members in the HIXSON, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kendall Foster, the Scenic Community CU has grown its membership to over 14,014 with assets of more than $122,009,939. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (423) 875-6955 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HIXSON, TN.

General Information For Scenic Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67747
Address 4503 HIXSON PIKE 
State Tennessee 
Zip-Code 37343
Phone Number (423) 875-6955
Fax Number (423) 875-2188
Email Address: none
CEO/President Kendall Foster
Members 14,014 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices
Total Assets 122,009,939 

Compare Scenic Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Trust CU Northgate Branch 2186 Northgate Park Ln 37415 (423) 870-7610 No 3.33
Tenn-am Water Co. CU TN-Am Water CU 4827 Highway 58 37416 (423) 855-8466 No 5.55
I B E W 175 CU IBEW175 FEDERAL CREDIT UNION 3922 VOLUNTEER DR STE 11 37416 (423) 899-1017 No 6.87
Chattanooga Federal Employees CU Chattanooga Federal Employees Credit Union 2011 Stein Dr 37422 (423) 892-3738 No 8.09
Basf Chattanooga CU BASF Federal CU 2120 Polymer Dr 37421 (423) 892-2938 No 8.66

Scenic Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Scenic Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 2.49 2.49 3.85 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 83 51 115 N/A
Rank Among All Tennessee Credit Unions 36 18 3 19 N/A

Scenic Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 0.70 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 224 283
Rank Among All Tennessee Credit Unions 13 20 22 23 44
Scenic Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000842580,850
All Other Unsecured Loans/Lines of Credit 7.2005481,476,729
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49052913,688,124
Used Vehicle Loans 2.4902,34834,344,050
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.85031821,395,990
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2001171,255,687
TOTAL LOANS & LEASES 4,70272,741,430

Scenic Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 24712,061,9793123,400
    a. > 15 years 364,656,20100
    b. 15 Years or less 304,021,34241,684,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5656,4682300,900


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 31821,395,99092,108,800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Scenic Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes