Roanoke Valley Community Federal Credit Union

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A short history of Roanoke Valley Community FCU

Since its inception in 1947 the Roanoke Valley Community Federal Credit Union has been serving its members in the ROANOKE, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Woody Windley, the Roanoke Valley Community FCU has grown its membership to over 10,333 with assets of more than $76,428,037. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (540) 982-3931 or email them at info@roanokevalleyfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROANOKE, VA.

General Information For Roanoke Valley Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5604
Address P.O. BOX 13045 
City ROANOKE 
State Virginia 
Zip-Code 24030
Phone Number (540) 982-3931
Fax Number (540) 982-3937
Email Address: info@roanokevalleyfcu.org
CEO/President Woody Windley
Members 10,333 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 76,428,037 
Website http://www.rvccu.org 

Compare Roanoke Valley Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Crch Employees CU 109 Highland Ave SW 109 Highland Ave SW 24016 (540) 985-8535 No 0.44
Member One CU Vinton Branch 1056 by Pass Rd # Rt 24024 (540) 982-8811 No 0.50
Blue Eagle CU Rutherford 419 Rutherford Ave NE 24025 (540) 342-3429 No 0.69
High Street Baptist Church CU High Street Baptist Church 2302 Florida Ave NW 24017 (540) 362-9298 No 2.33
Salem Va Medical Center CU Main Branch 1970 Roanoke Blvd 24153 (540) 344-4419 No 4.55

Roanoke Valley Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Roanoke Valley Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 5.25 6.25 5.75 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 424 468 349 341
Rank Among All Virginia Credit Unions 32 63 64 43 44

Roanoke Valley Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.19 0.23 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 119 312 276
Rank Among All Virginia Credit Unions N/A 24 20 54 44
Roanoke Valley Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.5002,3463,755,351
All Other Unsecured Loans/Lines of Credit 13.5006691,365,921
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0001835
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2501402,239,655
Used Vehicle Loans 6.2508607,622,724
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.75015312,157
Total Other Real Estate Loans/Lines of Credit 6.00026810,434,123
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0001,7727,586,547
TOTAL LOANS & LEASES 6,07133,317,313

Roanoke Valley Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11,39000
    b. 15 Years or less 14310,76700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 17421,567385,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 25110,012,55615709,243
Open-End Fixed Rate 0000
TOTALS 28310,746,28018794,243

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Roanoke Valley Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes