Public Service #3 Credit Union

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A short history of Public Service #3 CU

Since its inception in 1932 the Public Service #3 Credit Union has been serving its members in the Fort Wayne, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carolyn Mikesell, the Public Service #3 CU has grown its membership to over 4,953 with assets of more than $53,827,930. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (260) 432-3433 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fort Wayne, IN.

General Information For Public Service #3 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64275
Address 4025 W Jefferson Blvd 
City Fort Wayne 
State Indiana 
Zip-Code 46804
Phone Number (260) 432-3433
Fax Number (260) 432-6866
Email Address:
CEO/President Carolyn Mikesell
Members 4,953 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 53,827,930 

Compare Public Service #3 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fort Financial CU Fort Financial Credit Union 4929 E Dupont Rd 46825 (260) 432-1561 No 4.06
City Trust CU 1020 W State 1020 W State Blvd 46808 (260) 483-5661 No 5.29
Union Baptist Church CU Union Baptist Church FCU 2200 Smith St 46803 (260) 456-1802 No 5.83
Power One CU Vital Records Center 3045 W John Beers Rd 49127 (269) 408-1615 No 5.87
Partners 1st CU Partners 1st FCU, Br. 87 204 W 30th St 46953 (765) 668-8605 No 6.25

Public Service #3 Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Public Service #3 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.39 2.69 3.75 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 70 65 102 132
Rank Among All Indiana Credit Unions 60 7 4 13 16

Public Service #3 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.50 0.05 0.08 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 30 143 138 240 211
Rank Among All Indiana Credit Unions 1 29 27 42 33
Public Service #3 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9001,0571,727,353
All Other Unsecured Loans/Lines of Credit 9.000368878,680
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.390851,913,321
Used Vehicle Loans 2.6908538,645,859
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501429,814,886
Total Other Real Estate Loans/Lines of Credit 4.250791,142,368
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.6901411,908,164
TOTAL LOANS & LEASES 2,72526,030,631

Public Service #3 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 313,399,0346722,916
    b. 15 Years or less 985,527,1307477,148
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13888,722245,250
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 28624,46200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 51517,906217,012
Open-End Fixed Rate 0000
TOTALS 22110,957,254171,262,326


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 19366,7430
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Public Service #3 Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes