Post Office Employees' Credit Union

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A short history of Post Office Employees' CU

Since its inception in 1924 the Post Office Employees' Credit Union has been serving its members in the METAIRIE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sidney Parfait, the Post Office Employees' CU has grown its membership to over 5,717 with assets of more than $40,629,078. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (504) 885-6871 or email them at poecumet@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in METAIRIE, LA.

General Information For Post Office Employees' CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63069
Address 4624 W NAPOLEON AVE 
City METAIRIE 
State Louisiana 
Zip-Code 70001
Phone Number (504) 885-6871
Fax Number (504) 885-2012
Email Address: poecumet@bellsouth.net
CEO/President Sidney Parfait
Members 5,717 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 40,629,078 
Website http://www.poecu.org 

Compare Post Office Employees' Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sacred Heart CU sacred heart federal credit union 2450 Severn Ave Ste 206 70004 (504) 836-6122 No 0.89
Terminal CU Main office 1215 Clearview Pkwy 70001 (504) 885-8267 No 0.97
Coastland CU Metairie 1301 Clearview Pkwy 70001 (504) 834-2780 No 0.98
The New Orleans Firemen's CU Bogalusa 205 Arkansas Ave 70004 (504) 889-9090 No 1.08
New Orleans Clerk & Checkers CU NEW ORLEANS CLERKS & CHECKERS FCU 651 BONNABEL BLVD 70005 (504) 837-2828 No 1.64

Post Office Employees' Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Post Office Employees' Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.65 5.61 8.67 4.40 6.54
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 312 457 673 195 394
Rank Among All Louisiana Credit Unions 34 82 94 26 46

Post Office Employees' Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.78 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 210 227
Rank Among All Louisiana Credit Unions N/A 29 N/A 31 31
Post Office Employees' Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6507841,493,460
All Other Unsecured Loans/Lines of Credit 12.0009002,747,753
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.6101302,098,757
Used Vehicle Loans 8.6703453,588,339
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.400537,814,225
Total Other Real Estate Loans/Lines of Credit 6.540933,373,957
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.21075721,212
TOTAL LOANS & LEASES 2,38021,837,703

Post Office Employees' Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 294,450,78400
    b. 15 Years or less 243,363,4412250,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 542,197,792280,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19451,0714122,069
Open-End Fixed Rate 20725,09400
TOTALS 14611,188,1828452,069

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Post Office Employees' Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes