Pinpoint Federal Credit Union

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A short history of Pinpoint FCU

Since its inception in 1956 the Pinpoint Federal Credit Union has been serving its members in the MILTON, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brenda Raker, the Pinpoint FCU has grown its membership to over 2,586 with assets of more than $19,235,037. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 742-3903 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MILTON, PA.

General Information For Pinpoint FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11242
Address 603 CENTER ST, PO BOX 455 
State Pennsylvania 
Zip-Code 17847
Phone Number (570) 742-3903
Fax Number (570) 742-0389
Email Address:
CEO/President Brenda Raker
Members 2,586 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,235,037 

Compare Pinpoint Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nu Community CU Main Office 2613 State Route 45 17847 (570) 522-9710 No 2.82
Usne Penitentiary Employees CU usnep employees fcu 30 E CT 17837 (570) 523-1669 No 5.18
Central Keystone CU Main Office 1000 Market St 17801 (570) 286-5739 No 9.66
Central Susquehanna Community CU Mid-Atlantic Corp 1201 Fulling Mill Rd 17057 (800) 622-7494 No 10.96
Service 1st CU Loyalsock 814 Westminster Dr 17701 (570) 567-0800 No 13.75

Pinpoint Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pinpoint Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.29 5.02 3.89 2.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 60 326 124 6
Rank Among All Pennsylvania Credit Unions 39 18 108 32 3

Pinpoint Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 1.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 61 N/A
Rank Among All Pennsylvania Credit Unions 13 29 N/A 11 N/A
Pinpoint Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900347423,045
All Other Unsecured Loans/Lines of Credit 10.940185469,409
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.290711,441,408
Used Vehicle Loans 5.0203653,290,108
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8901016,069,874
Total Other Real Estate Loans/Lines of Credit 2.250431,124,698
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.990111984,798
TOTAL LOANS & LEASES 1,22313,803,340

Pinpoint Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 955,586,7345524,974
    a. > 15 years 6483,1402194,000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 32826,052218,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11298,646756,708
Open-End Fixed Rate 0000
TOTALS 1447,194,57216794,182


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pinpoint Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes