Pickens Federal Credit Union

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A short history of Pickens FCU

Since its inception in 1961 the Pickens Federal Credit Union has been serving its members in the PICKENS, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Clayton Kerr, the Pickens FCU has grown its membership to over 3,919 with assets of more than $22,884,276. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (864) 898-5009 or email them at pickensfcu@pickfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PICKENS, SC.

General Information For Pickens FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14169
Address PO BOX 218 
State South Carolina 
Zip-Code 29671
Phone Number (864) 898-5009
Fax Number (864) 898-0407
Email Address: pickensfcu@pickfcu.com
CEO/President Clayton Kerr
Members 3,919 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,884,276 
Website http://pickensfcu.org 

Compare Pickens Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
St Francis CU Downtown 121 Sumner St 29601 (864) 255-1660 No 17.85
Greenville Heritage CU Main 520 W Washington St 29602 (864) 467-4160 No 18.51
S. C. Telco CU Park Avenue 420 E Park Ave Ste 100 29603 (864) 232-5553 No 19.35
Greenville CU Greer Branch 107 W Church St 29650 (864) 877-9089 No 20.02
Communityworks CU 115 W Antrim 115 W Antrim Dr 29607 (864) 438-2421 No 20.68

Pickens Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pickens Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.95 3.25 4.00 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 337 174 203 268 229
Rank Among All South Carolina Credit Unions 19 19 13 21 18

Pickens Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 324 276
Rank Among All South Carolina Credit Unions N/A 14 N/A 27 24
Pickens Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.95061110,427
All Other Unsecured Loans/Lines of Credit 9.500213380,456
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.250611,114,050
Used Vehicle Loans 4.0002151,801,110
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000322,966,416
Total Other Real Estate Loans/Lines of Credit 5.00010253,490
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001311,417,397
TOTAL LOANS & LEASES 7238,043,346

Pickens Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 127,62200
    b. 15 Years or less 262,763,9872350,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5174,80700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10253,49000
Open-End Fixed Rate 0000
TOTALS 423,219,9062350,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pickens Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes