Peoples Credit Union

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A short history of Peoples CU

Since its inception in 1962 the Peoples Credit Union has been serving its members in the Webster City, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jordan Hensley, the Peoples CU has grown its membership to over 7,846 with assets of more than $52,467,500. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (515) 832-6346 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Webster City, IA.

General Information For Peoples CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64140
Address Po Box 545 
City Webster City 
State Iowa 
Zip-Code 50595
Phone Number (515) 832-6346
Fax Number (515) 832-4877
Email Address:
CEO/President Jordan Hensley
Members 7,846 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 52,467,500 

Compare Peoples Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Webster City Municipal CU Webster City Municipal Credit Union 730 2nd St 50595 (515) 832-3156 No 1.93
Citizens Community CU Citizens Community Credit Union 609 Flindt Dr 50588 (712) 732-5400 No 18.13
Fort Dodge Family CU Fort Dodge Family Credit Union 407 2nd Ave S 50501 (515) 573-1160 No 19.32
Power Co-op Employees CU Power Co-op Employees CU 1208 13th St N 50548 (515) 332-4096 No 28.82

Peoples Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Peoples Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.85 2.85 3.38 4.12
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 128 78 59 116
Rank Among All Iowa Credit Unions 3 16 7 4 12

Peoples Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.45 1.09 1.09
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 69 155 147
Rank Among All Iowa Credit Unions 12 17 12 16 14
Peoples Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.990531592,970
All Other Unsecured Loans/Lines of Credit 6.9905761,549,251
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8501643,417,333
Used Vehicle Loans 2.8501,18412,167,877
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.380783,723,160
Total Other Real Estate Loans/Lines of Credit 4.120521,072,145
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9902979,530,537
TOTAL LOANS & LEASES 2,88232,053,273

Peoples Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 371,719,0624395,675
    b. 15 Years or less 412,004,0985354,750
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 20345,98000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 32726,16500
Open-End Fixed Rate 00898,891
TOTALS 1304,795,30517849,316


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Peoples Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes