Ozark Federal Credit Union

A short history of Ozark FCU

Since its inception in 1952 the Ozark Federal Credit Union has been serving its members in the POPLAR BLUFF, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kirk Mondy, the Ozark FCU has grown its membership to over 10,859 with assets of more than $58,169,095. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (573) 686-7221 or email them at info@pbfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in POPLAR BLUFF, MO.

General Information For Ozark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Ozark Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Dexter Public Schools CU	Dexter Pub School CU	1031 Brown Pilot Ln	63841	(573) 614-4041	No	27.05

Ozark Federal Credit Union Financial Performance Charts

Financial Data

Ozark Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.21	4.81	3.75	4.77
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	169	302	102	202
Rank Among All Missouri Credit Unions	N/A	30	45	14	27

Ozark Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.15	0.40	0.40	0.50	0.75
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	108	75	76	263	192
Rank Among All Missouri Credit Unions	10	9	5	33	13

Ozark Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.110	960	2,702,898
Short-Term, Small Amount Loans (STS) (Federal CU Only)	27.750	23	10,377
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.210	79	1,480,956
Used Vehicle Loans	4.810	1,788	15,522,304
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.750	232	14,090,957
Total Other Real Estate Loans/Lines of Credit	4.770	92	2,257,963
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.170	327	2,961,520
TOTAL LOANS & LEASES		3,501	39,026,975

Ozark Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	16	1,204,726	0	0
b. 15 Years or less	48	3,571,145	29	2,854,765
Balloon/Hybrid
a. > 15 years	2	22,754	0	0
b. 15 Years or less	16	1,473,359	4	722,792
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	1	80,564	0	0
Adjustable Rate > 1 yr	149	7,738,409	5	333,150

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	92	2,257,963	27	561,938
Open-End Fixed Rate	0	0	0	0
TOTALS	324	16,348,920	65	4,472,645

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Ozark Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes