Oneaz Credit Union

  • +1

A short history of Oneaz CU

Since its inception in 1972 the Oneaz Credit Union has been serving its members in the PHOENIX, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DAVE DOSS, the Oneaz CU has grown its membership to over 141,489 with assets of more than $2,003,108,774. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (602) 452-4800 or email them at VIRTUALACCESS@AZSTCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PHOENIX, AZ.

General Information For Oneaz CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61315
Address 2355 W PINNACLE PEAK RD 
State Arizona 
Zip-Code 85027
Phone Number (602) 452-4800
Fax Number () -
Members 141,489 
Full-Time Employees 456 
Part-Time Employees 54 
Number of Branch Offices 22 
Total Assets 2,003,108,774 

Compare Oneaz Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Canyon State CU MetroTech 1900 W Thomas Rd 85027 (623) 580-6000 No 1.95
Deer Valley CU Anthem Branch 3428 W Anthem Way 85086 (602) 375-7300 No 3.30
Credit Union West CU Cactus 6777 W Cactus Rd 85306 (602) 906-2200 No 5.72
Sunwest CU Arrowhead 16879 N 75th Ave Ste 103A 85382 (623) 334-2844 No 5.92
Aero CU Albuquerque Paseo Branch 6550 Paseo Del Norte NE 87113 (505) 273-3202 No 7.73

Oneaz Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Oneaz Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 3.00 2.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 92 13 168
Rank Among All Arizona Credit Unions 15 7 5 1 3

Oneaz Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.35 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 293 259
Rank Among All Arizona Credit Unions 4 5 9 15 17
Oneaz Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90014,74553,741,187
All Other Unsecured Loans/Lines of Credit 13.90021,32820,686,428
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.500340,620
New Vehicle Loans 3.0008,231247,840,244
Used Vehicle Loans 3.00020,593305,118,121
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.7503,223604,966,852
Total Other Real Estate Loans/Lines of Credit 4.5002,66976,491,845
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0503,25658,011,280
TOTAL LOANS & LEASES 74,0481,366,896,577

Oneaz Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22427,649,35040371,735,171
    b. 15 Years or less 1,866145,482,27219225,514,200
    a. > 15 years 409216,138,5742119,379,623
    b. 15 Years or less 679203,587,4557827,469,759
Other Fixed Rate 216,376,660212,009,600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 245,732,5413917,600


Closed-End Fixed Rate 3047,877,088461,594,950
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,36568,614,75741021,910,600
Open-End Fixed Rate 0000
TOTALS 5,892681,458,6971,174170,531,503


Interest Only & Payment Option 1st Mortgage Loans 1011,686,202423,000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Oneaz Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes