Nusenda Federal Credit Union

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A short history of Nusenda FCU

Since its inception in 1936 the Nusenda Federal Credit Union has been serving its members in the ALBUQUERQUE, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terry Laudick, the Nusenda FCU has grown its membership to over 173,919 with assets of more than $1,994,725,805. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (505) 889-7755 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBUQUERQUE, NM.

General Information For Nusenda FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 948
Address PO BOX 8530 
State New Mexico 
Zip-Code 87198
Phone Number (505) 889-7755
Fax Number () -
Email Address:
CEO/President Terry Laudick
Members 173,919 
Full-Time Employees 464 
Part-Time Employees 20 
Number of Branch Offices 18 
Total Assets 1,994,725,805 

Compare Nusenda Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Financial CU Pinehill 14 Miles S Hwy 53 87125 (505) 766-5600 No 0.26
Rio Grande CU Downtown 1211 4th St NW 87105 (505) 262-1401 No 4.01
Kirtland CU Kirtland Federal Credit Union Base Branch 3650 Sherman Ave SE 87117 (505) 254-4369 No 4.92
U.s. Eagle CU Thompson Tennessee Branch 2608 Tennessee St NE 87103 (505) 342-8888 No 5.71
Southwest CU Corp. Office 8111 Harper Dr NE 87199 (505) 243-6751 No 7.38

Nusenda Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Nusenda Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.25 5.50 4.00 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 311 384 138 391
Rank Among All New Mexico Credit Unions 9 23 17 6 19

Nusenda Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.30 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 302 250
Rank Among All New Mexico Credit Unions 4 14 11 29 21
Nusenda Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00043,460110,804,833
All Other Unsecured Loans/Lines of Credit 11.00017,25350,910,706
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001,1971,670,365
New Vehicle Loans 4.25029,721612,778,679
Used Vehicle Loans 5.50012,357162,588,977
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,945570,282,873
Total Other Real Estate Loans/Lines of Credit 6.5003,811103,274,680
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001137,548,243
TOTAL LOANS & LEASES 109,8571,619,859,356

Nusenda Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 31037,838,14226145,999,813
    b. 15 Years or less 1,193133,749,273649,860,083
    a. > 15 years 7273,720,124520,261,267
    b. 15 Years or less 290232,402,3903240,337,752
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1715,804,73435,393,744
Adjustable Rate > 1 yr 6376,768,21023,446,650


Closed-End Fixed Rate 2,21761,302,4121023,401,381
Closed-End Adjustable Rate 631,621,21500
Open-End Adjustable Rate 1,53140,351,053941,521,353
Open-End Fixed Rate 0000
TOTALS 5,756673,557,553563130,222,043


Interest Only & Payment Option 1st Mortgage Loans 7969,8280
Interest Only & Payment Option Other RE/LOC Loans 1,45438,838,2213,717,291
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nusenda Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes