Northeast Alabama Postal Federal Credit Union

A short history of Northeast Alabama Postal FCU

Since its inception in 1956 the Northeast Alabama Postal Federal Credit Union has been serving its members in the ANNISTON, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MARGARET SIMMONS, the Northeast Alabama Postal FCU has grown its membership to over 1,169 with assets of more than $12,451,129. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (256) 237-4259 or email them at INFO@NEAPFCU.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ANNISTON, AL.

General Information For Northeast Alabama Postal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Northeast Alabama Postal Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Fort Mcclellan CU	JACKSONVILLE	1204 CHURCH AVE SE	36265	(256) 435-5741	No	0.54
Chem Family CU	Chem Family Credit Union	702 Clydesdale Ave	36201	(256) 237-0651	No	1.22
Brassies CU	1800 Golden Springs Road Anniston, Al 36207-8324	1800 Golden Springs Rd	36202	(256) 831-7180	No	3.58
Aod CU	Jacksonville	1060 JD & L Dr SW	36253	(256) 237-9494	No	3.95
Landmark CU	Landmark Credit Union	5705 Valley Rod	35064	(205) 783-9100	No	15.67

Northeast Alabama Postal Federal Credit Union Financial Performance Charts

Financial Data

Northeast Alabama Postal Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.70	5.26	5.05	5.48
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	237	357	274	287
Rank Among All Alabama Credit Unions	N/A	27	35	24	27

Northeast Alabama Postal Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.51	N/A	1.02	1.05
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	65	N/A	169	152
Rank Among All Alabama Credit Unions	N/A	8	N/A	15	9

Northeast Alabama Postal Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.860	137	295,681
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.700	124	2,196,797
Used Vehicle Loans	5.260	202	1,508,305
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.050	84	4,068,901
Total Other Real Estate Loans/Lines of Credit	5.480	10	157,533
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.430	68	467,642
TOTAL LOANS & LEASES		625	8,694,859

Northeast Alabama Postal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	25	1,692,952	3	242,800
b. 15 Years or less	59	2,375,949	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	10	157,533	5	111,947
Open-End Fixed Rate	0	0	0	0
TOTALS	94	4,226,434	8	354,747

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Northeast Alabama Postal Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	No
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	No