Chem Family Credit Union

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A short history of Chem Family CU

Since its inception in 1928 the Chem Family Credit Union has been serving its members in the Anniston, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Norton, the Chem Family CU has grown its membership to over 287 with assets of more than $6,656,328. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (256) 237-0651 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Anniston, AL.

General Information For Chem Family CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61055
Address 702 Clydesdale Av 
City Anniston 
State Alabama 
Zip-Code 36201
Phone Number (256) 237-0651
Fax Number (256) 231-8553
Email Address: none
CEO/President David Norton
Members 287 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,656,328 

Compare Chem Family Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fort Mcclellan CU JACKSONVILLE 1204 CHURCH AVE SE 36265 (256) 435-5741 No 5.23
Northeast Alabama Postal CU Northeast Alabama POstal FCU 200 S Quintard Ave 36202 (256) 237-4259 No 5.28
Aod CU Jacksonville 1060 JD & L Dr SW 36253 (256) 237-9494 No 7.08
Brassies CU 1800 Golden Springs Road Anniston, Al 36207-8324 1800 Golden Springs Rd 36202 (256) 831-7180 No 8.53
Landmark CU Landmark Credit Union 5705 Valley Rod 35064 (205) 783-9100 No 10.61

Chem Family Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Chem Family Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.50 6.75 6.25 8.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 449 522 392 483
Rank Among All Alabama Credit Unions N/A 52 52 37 47

Chem Family Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.25 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 29 N/A N/A N/A
Rank Among All Alabama Credit Unions N/A 4 N/A N/A N/A
Chem Family Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0001755,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.5007129,578
Used Vehicle Loans 6.750762,356
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.2509258,717
Total Other Real Estate Loans/Lines of Credit 8.25018229,376
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000444,265

Chem Family Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 9258,71700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18229,37600
Open-End Fixed Rate 0000
TOTALS 27488,09300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chem Family Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No