Mutual Security Credit Union

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A short history of Mutual Security CU

Since its inception in 1982 the Mutual Security Credit Union has been serving its members in the SHELTON, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LARRY HOLDERMAN, the Mutual Security CU has grown its membership to over 27,051 with assets of more than $279,339,272. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (203) 402-7400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SHELTON, CT.

General Information For Mutual Security CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68479
Address PO BOX 2489 
State Connecticut 
Zip-Code 06484
Phone Number (203) 402-7400
Fax Number (203) 402-7410
Email Address:
Members 27,051 
Full-Time Employees 69 
Part-Time Employees
Number of Branch Offices
Total Assets 279,339,272 

Compare Mutual Security Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sikorsky Financial CU Florida Service Facility 17900 Bee Line Hwy 33410 (561) 775-5382 No 4.92
America's First Network CU Danbury 40 Apple Ridge RD 06810 (203) 205-8330 No 5.17
Trumbull CU Main 5892 Main St 06611 (203) 452-5095 No 5.99
Norwalk Postal Employees CU Susan's Home 2 Sherry St 06856 (203) 354-2670 No 6.69
General Electric Employees CU Villalba, PR Road 149 00766 (939) 731-0001 No 7.28

Mutual Security Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mutual Security Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.65 1.99 2.49 3.88 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 312 34 51 121 100
Rank Among All Connecticut Credit Unions 13 5 6 15 12

Mutual Security Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 0.10 0.25 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 134 310 283
Rank Among All Connecticut Credit Unions 11 16 20 37 32
Mutual Security Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6506,06617,647,457
All Other Unsecured Loans/Lines of Credit 7.9902,13212,384,851
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,05818,143,230
Used Vehicle Loans 2.4903,16838,749,120
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.880737134,964,952
Total Other Real Estate Loans/Lines of Credit 4.00059824,606,090
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.500127742,669
TOTAL LOANS & LEASES 13,886247,238,369

Mutual Security Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 27455,640,575184,309,150
    b. 15 Years or less 26831,067,757315,228,200
    a. > 15 years 2633,72500
    b. 15 Years or less 18847,240,740143,818,050
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5382,15500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2468,932,04811340,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33815,118,70420878,123
Open-End Fixed Rate 14555,33800
TOTALS 1,335159,571,0429414,573,723


Interest Only & Payment Option 1st Mortgage Loans 3285,4580
Interest Only & Payment Option Other RE/LOC Loans 32111,625,637878,123
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mutual Security Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes