Mountain Heritage Federal Credit Union

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A short history of Mountain Heritage FCU

Since its inception in 1958 the Mountain Heritage Federal Credit Union has been serving its members in the PARKERSBURG, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda McClung, the Mountain Heritage FCU has grown its membership to over 6,401 with assets of more than $34,131,864. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (304) 424-7256 or email them at mtheritage@mtheritagefcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PARKERSBURG, WV.

General Information For Mountain Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12470
Address 1822 7TH ST 
City PARKERSBURG 
State West Virginia 
Zip-Code 26101
Phone Number (304) 424-7256
Fax Number (304) 428-2127
Email Address: mtheritage@mtheritagefcu.coop
CEO/President Linda McClung
Members 6,401 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 34,131,864 
Website http://www.mhfcu.net 

Compare Mountain Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
One Community CU Main Office 531 5th St 26101 (304) 865-0439 No 2.00
C C M H CU CCMH Federal Credit Union 801 Ann St 26101 (304) 424-2255 No 2.30
Riverview CU Riverview Credit Union 403 Main St 45714 (740) 423-4260 No 2.39
West Virginia Central CU Murdoch Office 1306 Murdoch Ave 26101 (304) 485-4523 No 2.70
Kraton Belpre CU Kraton Belpre FCU 2419 State Route 618 45714 (740) 423-2388 No 2.78

Mountain Heritage Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mountain Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 8.00 8.00 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 585 630 373 N/A
Rank Among All West Virginia Credit Unions 15 51 50 29 N/A

Mountain Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.55 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 251 192
Rank Among All West Virginia Credit Unions N/A 22 8 23 16
Mountain Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9006311,067,336
All Other Unsecured Loans/Lines of Credit 10.5507632,911,061
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.0002094,774,367
Used Vehicle Loans 8.0001,01712,061,999
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000925,531,768
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7502412,182,104
TOTAL LOANS & LEASES 2,95328,528,635

Mountain Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 363,053,71600
    b. 15 Years or less 22640,87800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 341,837,17400

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 925,531,76800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes