West Virginia Central Credit Union

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A short history of West Virginia Central CU

Since its inception in 1969 the West Virginia Central Credit Union has been serving its members in the Parkersburg, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Tucker, the West Virginia Central CU has grown its membership to over 16,875 with assets of more than $166,298,713. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 485-4523 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Parkersburg, WV.

General Information For West Virginia Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67774
Address 1306 Murdoch Avenue 
City Parkersburg 
State West Virginia 
Zip-Code 26101
Phone Number (304) 485-4523
Fax Number (304) 424-0718
Email Address: none
CEO/President Michael Tucker
Members 16,875 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 166,298,713 
Website http://www.wvccu.org 

Compare West Virginia Central Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
One Community CU Main Office 531 5th St 26101 (304) 865-0439 No 2.00
C C M H CU CCMH Federal Credit Union 801 Ann St 26101 (304) 424-2255 No 2.30
Riverview CU Riverview Credit Union 403 Main St 45714 (740) 423-4260 No 2.39
Kraton Belpre CU Kraton Belpre FCU 2419 State Route 618 45714 (740) 423-2388 No 2.78
Union Trades CU Branch Office 330 14TH ST 25701 (304) 523-7284 No 3.08

West Virginia Central Credit Union Financial Performance Charts


Performance Charts

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Financial Data


West Virginia Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.75 3.75 4.75 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 243 175 238 200
Rank Among All West Virginia Credit Unions N/A 21 14 20 12

West Virginia Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.60 N/A 1.05 1.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 55 N/A 165 143
Rank Among All West Virginia Credit Unions 1 6 N/A 13 7
West Virginia Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0001,1162,300,789
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7503918,485,833
Used Vehicle Loans 3.7503,74441,624,196
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75072849,607,474
Total Other Real Estate Loans/Lines of Credit 4.7502655,246,476
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5001,08510,113,189
TOTAL LOANS & LEASES 7,329117,377,957

West Virginia Central Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17015,605,208283,169,792
    b. 15 Years or less 50630,963,869454,288,311
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 211,616,66361,270,915
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 311,421,73400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 25855,1933279,736
Closed-End Adjustable Rate 620,958216,000
Open-End Adjustable Rate 2344,370,32527360,101
Open-End Fixed Rate 0000
TOTALS 99354,853,9501119,384,855

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Virginia Central Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes