Montana Educators' Credit Union

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A short history of Montana Educators' CU

Since its inception in 1995 the Montana Educators' Credit Union has been serving its members in the Missoula, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leslie Womack, the Montana Educators' CU has grown its membership to over 1,448 with assets of more than $18,106,656. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (406) 728-1034 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Missoula, MT.

General Information For Montana Educators' CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68190
Address PO Box 2668 
City Missoula 
State Montana 
Zip-Code 59806
Phone Number (406) 728-1034
Fax Number (406) 721-6125
Email Address:
CEO/President Leslie Womack
Members 1,448 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,106,656 

Compare Montana Educators' Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Pats Employees CU St. Pat's Employees Federal Credit Union 500 W Broadway St 59802 (406) 329-5665 No 0.39
M M Employees CU MM Employees Federal Credit Union 2000 S Russell St Ste 6 59806 (406) 541-6628 No 1.80
Missoula CU MFCU - RS 2610 N Reserve St 59801 (406) 523-3300 No 3.22

Montana Educators' Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Montana Educators' Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.50 3.00 3.35 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 209 92 55 341
Rank Among All Montana Credit Unions 13 18 5 6 19

Montana Educators' Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 302 259
Rank Among All Montana Credit Unions 4 13 10 23 20
Montana Educators' Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900306270,698
All Other Unsecured Loans/Lines of Credit 8.000141332,466
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.50032703,821
Used Vehicle Loans 3.0002762,368,865
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.350282,754,253
Total Other Real Estate Loans/Lines of Credit 6.000512,122,137
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.900741,123,492
TOTAL LOANS & LEASES 9089,675,732

Montana Educators' Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 211,700,4805547,771
    a. > 15 years 0000
    b. 15 Years or less 71,053,7732330,781
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 491,630,42110345,886
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1456,96400
Open-End Fixed Rate 134,75200
TOTALS 794,876,390171,224,438


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1456,9640
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Montana Educators' Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes