Mobiloil Federal Credit Union

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A short history of Mobiloil FCU

Since its inception in 1935 the Mobiloil Federal Credit Union has been serving its members in the BEAUMONT, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Hamer, the Mobiloil FCU has grown its membership to over 49,594 with assets of more than $704,801,478. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (409) 892-1111 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BEAUMONT, TX.

General Information For Mobiloil FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 491
Address P.O. BOX 12849 
State Texas 
Zip-Code 77726
Phone Number (409) 892-1111
Fax Number (409) 924-5194
Email Address:
CEO/President Robert Hamer
Members 49,594 
Full-Time Employees 169 
Part-Time Employees
Number of Branch Offices
Total Assets 704,801,478 

Compare Mobiloil Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coburn CU Coburn Credit Union 350 Pine St Ste 850 77701 (409) 838-9957 No 0.22
Beaumont Community CU Beaumont Community CU 660 S M L King Jr Pkwy 77701 (409) 899-1035 No 0.66
S A F E CU SAFE CREDIT UNION 2002 N 11TH ST 77703 (409) 899-2542 No 1.92
Pear Orchard CU Main Office 3390 Sarah St 77705 (409) 842-4343 No 3.04
Union Pacific Employees CU UPECU 550 Lindbergh DR 77707 (409) 842-2560 No 3.39

Mobiloil Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mobiloil Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.15 4.00 4.00 4.75 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 169 282 203 238 391
Rank Among All Texas Credit Unions 36 105 72 78 102

Mobiloil Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.40 1.10 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 76 152 145
Rank Among All Texas Credit Unions 35 38 15 46 28
Mobiloil Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.15015,69738,348,184
All Other Unsecured Loans/Lines of Credit 10.00011,66038,273,264
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0004,075109,330,926
Used Vehicle Loans 4.0008,551133,122,927
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7501,633208,555,171
Total Other Real Estate Loans/Lines of Credit 6.5002547,588,942
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5002,96450,868,553
TOTAL LOANS & LEASES 44,834586,087,967

Mobiloil Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 42954,563,684182,747,422
    b. 15 Years or less 39274,297,7732718,429,212
    a. > 15 years 0000
    b. 15 Years or less 9837,335,192126,013,374
Other Fixed Rate 70535,307,235674,929,626
Adjustable Rate 1 yr or less 74,100,9254211,699
Adjustable Rate > 1 yr 22,950,36200


Closed-End Fixed Rate 2537,577,900321,454,623
Closed-End Adjustable Rate 111,04200
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,887216,144,11316033,785,956


Interest Only & Payment Option 1st Mortgage Loans 183,670,3472,520,182
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mobiloil Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes