Members Exchange Credit Union

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A short history of Members Exchange CU

Since its inception in 1954 the Members Exchange Credit Union has been serving its members in the Jackson, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mitzi Tate, the Members Exchange CU has grown its membership to over 17,675 with assets of more than $109,413,019. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (601) 922-3350 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jackson, MS.

General Information For Members Exchange CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60598
Address P O Box 31049 
City Jackson 
State Mississippi 
Zip-Code 39286
Phone Number (601) 922-3350
Fax Number (601) 922-1733
Email Address: none
CEO/President Mitzi Tate
Members 17,675 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 109,413,019 

Compare Members Exchange Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Treasury Employees CU Main Office 100 W Capitol St Ste 1059 39269 (601) 355-5411 No 0.29
Eagle Express CU Main Office 567 S State St 39205 (601) 355-6363 No 0.36
Mississippi Public Employees CU Mississippi Public Employees Credit Union 613 S West St 39201 (601) 948-8191 No 0.42
Mississippi Dhs CU MS DHS FCU 767 N PRESIDENT ST 39202 (601) 354-6544 No 0.70
Commfirst CU MBHS Federal CU 1151 N State St 39202 (601) 938-1213 No 1.11

Members Exchange Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members Exchange Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.25 5.99 5.99 5.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 464 486 442 268 260
Rank Among All Mississippi Credit Unions 17 42 20 14 9

Members Exchange Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.40 0.05 0.45 1.40 0.96
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 79 143 69 103 165
Rank Among All Mississippi Credit Unions 4 27 3 9 9
Members Exchange Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.250265327,394
All Other Unsecured Loans/Lines of Credit 14.9904,81610,110,981
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.9905079,085,668
Used Vehicle Loans 5.9902,30723,844,241
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0003605,281
Total Other Real Estate Loans/Lines of Credit 5.2501424,641,134
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9901,5479,746,878
TOTAL LOANS & LEASES 9,58758,361,577

Members Exchange Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 3605,2812194,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1424,641,1347305,601
Open-End Fixed Rate 0000
TOTALS 1455,246,4159500,101


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 13662,66460,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Exchange Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes