Malden Federal Credit Union

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A short history of Malden FCU

Since its inception in 1941 the Malden Federal Credit Union has been serving its members in the MALDEN, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patricia Dempsey, the Malden FCU has grown its membership to over 1,836 with assets of more than $24,162,111. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (781) 324-2241 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MALDEN, MA.

General Information For Malden FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4472
Address PO BOX 340 
State Massachusetts 
Zip-Code 02148
Phone Number (781) 324-2241
Fax Number (781) 324-8828
Email Address: none
CEO/President Patricia Dempsey
Members 1,836 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,162,111 

Compare Malden Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Everett CU Main Office 650 Broadway 02149 (617) 389-9000 No 1.38
Melrose First CU MAIN OFFICE 616 MAIN ST 02176 (781) 662-7276 No 1.78
Metro CU Government Center 1 Center Plz 02108 (877) 696-3876 No 2.24
Revere Municipal Employees CU REVERE HIGH SCHOOL BRANCH 101 School St 02151 (781) 333-2071 No 2.70
Medford Municipal Employees CU CUSA 4897 W LAKE PARK BLVD STE 200 4897 W LAKE PARK BLVD 84120 (800) 756-2872 No 2.80

Malden Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Malden Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.90 4.00 3.88 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 28 203 121 56
Rank Among All Massachusetts Credit Unions 12 4 45 28 8

Malden Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.75 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 215 211
Rank Among All Massachusetts Credit Unions N/A 19 25 41 42
Malden Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900507703,045
All Other Unsecured Loans/Lines of Credit 8.750105455,725
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.90030421,809
Used Vehicle Loans 4.00050542,076
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.880112,112,886
Total Other Real Estate Loans/Lines of Credit 3.5001517,494,674
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.100616,680
TOTAL LOANS & LEASES 86011,746,895

Malden Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 51,089,3741300,000
    b. 15 Years or less 61,023,51200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 644,648,5825360,450
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 872,846,0922200,000
Open-End Fixed Rate 0000
TOTALS 1629,607,5608860,450


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Malden Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes