Lutheran Federal Credit Union

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A short history of Lutheran FCU

Since its inception in 2014 the Lutheran Federal Credit Union has been serving its members in the Saint Louis, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ken Krueger, the Lutheran FCU has grown its membership to over 2,444 with assets of more than $14,932,969. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (314) 394-2790 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Louis, MO.

General Information For Lutheran FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24861
Address 10733 Sunset Office Dr Ste 406 
City Saint Louis 
State Missouri 
Zip-Code 63127
Phone Number (314) 394-2790
Fax Number (314) 394-2799
Email Address: ----
CEO/President Ken Krueger
Members 2,444 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,932,969 

Compare Lutheran Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alliance CU Olive Branch 515 Olive St Ste 104 63101 (636) 343-7005 No 2.34
Members 1st CU Mattis Road 4702 Mattis Rd 63128 (314) 487-5628 No 3.55
Neighbors CU Downtown 1720 Market St 63166 (314) 231-1549 No 3.89
St. Louis Newspaper Carriers CU st louis newspaper carriers credit union 961 Plateau Dr 63026 (636) 343-5042 No 4.44
First Missouri CU South County Branch 4102 First Missouri CU Dr 63125 (314) 544-5050 No 6.33

Lutheran Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Lutheran Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.49 1.99 2.59 3.38 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 200 34 59 59 N/A
Rank Among All Missouri Credit Unions 12 3 8 6 N/A

Lutheran Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.13 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 122 N/A 263 N/A
Rank Among All Missouri Credit Unions 7 19 N/A 33 N/A
Lutheran Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.490162226,872
All Other Unsecured Loans/Lines of Credit 6.400107748,591
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99019532,088
Used Vehicle Loans 2.5901742,462,961
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.380213,180,150
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99013,600
TOTAL LOANS & LEASES 4847,154,262

Lutheran Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2405,81800
    b. 15 Years or less 111,405,42000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 81,368,9122342,000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 213,180,1502342,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lutheran Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes