Locoga Federal Credit Union

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A short history of Locoga FCU

Since its inception in 1960 the Locoga Federal Credit Union has been serving its members in the Valdosta, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Peggy Daniels, the Locoga FCU has grown its membership to over 977 with assets of more than $4,720,400. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (229) 244-4513 or email them at locoga@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Valdosta, GA.

General Information For Locoga FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13516
Address PO Box 5787 
City Valdosta 
State Georgia 
Zip-Code 31603
Phone Number (229) 244-4513
Fax Number (229) 244-5995
Email Address: locoga@bellsouth.net
CEO/President Peggy Daniels
Members 977 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,720,400 
Website http://www.locogafcu.com 

Compare Locoga Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valdosta Teachers CU MAIN OFFICE 102 E Force St 31601 (229) 247-9930 No 0.63
Georgia Power Valdosta CU Main Office 1707 Dow St 31601 (229) 253-1111 No 2.25
Southeastern CU Perimeter Rd Branch 3669 Inner Perimeter Rd 31602 (229) 244-2732 No 3.60
Southern Pine CU Main office 5495 Clyattville Lake Park Rd 31603 (229) 559-3311 No 9.99
Madison Education Assoc. CU Main Office 302 NE Sumter 32341 (850) 973-3132 No 25.12

Locoga Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Locoga Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.15 5.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 300 384 N/A N/A
Rank Among All Georgia Credit Unions N/A 43 41 N/A N/A

Locoga Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.40 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 76 263 N/A
Rank Among All Georgia Credit Unions N/A 19 11 31 N/A
Locoga Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.500262634,856
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.15013223,911
Used Vehicle Loans 5.50079719,903
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000841,754
TOTAL LOANS & LEASES 3621,620,424

Locoga Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Locoga Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes