Valdosta Teachers Federal Credit Union

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A short history of Valdosta Teachers FCU

Since its inception in 1958 the Valdosta Teachers Federal Credit Union has been serving its members in the VALDOSTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Katy Houston, the Valdosta Teachers FCU has grown its membership to over 2,130 with assets of more than $10,019,421. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (229) 247-9930 or email them at info@valdostateachersfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VALDOSTA, GA.

General Information For Valdosta Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12290
Address 102 E. FORCE STREET 
City VALDOSTA 
State Georgia 
Zip-Code 31601
Phone Number (229) 247-9930
Fax Number (229) 247-1949
Email Address: info@valdostateachersfcu.org
CEO/President Katy Houston
Members 2,130 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,019,421 
Website http://www.valdostateachersfcu.org 

Compare Valdosta Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southern Pine CU Main office 5495 Clyattville Lake Park Rd 31603 (229) 559-3311 No 5.34
Georgia Power Valdosta CU Main Office 1707 Dow St 31601 (229) 253-1111 No 5.49
Locoga CU Main 1592 Norman Dr 31603 (229) 244-4513 No 5.72
Southeastern CU Perimeter Rd Branch 3669 Inner Perimeter Rd 31602 (229) 244-2732 No 9.11
Madison Education Assoc. CU Main Office 302 NE Sumter 32341 (850) 973-3132 No 18.75

Valdosta Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Valdosta Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 6.25 8.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 468 470 341
Rank Among All Georgia Credit Unions N/A 47 52 46 32

Valdosta Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.50 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 60 251 219
Rank Among All Georgia Credit Unions N/A 19 5 28 22
Valdosta Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.0003261,283,262
Short-Term, Small Amount Loans (STS) (Federal CU Only) 14.00094,030
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50045773,560
Used Vehicle Loans 6.2501821,693,481
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.0006232,459
Total Other Real Estate Loans/Lines of Credit 6.00012382,012
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00028240,625
TOTAL LOANS & LEASES 6084,609,429

Valdosta Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6232,45900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12382,01200
Open-End Fixed Rate 0000
TOTALS 18614,47100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valdosta Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes