Southern Pine Credit Union

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A short history of Southern Pine CU

Since its inception in 1991 the Southern Pine Credit Union has been serving its members in the VALDOSTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leah Lehman, the Southern Pine CU has grown its membership to over 2,101 with assets of more than $45,765,229. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (229) 559-3311 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VALDOSTA, GA.

General Information For Southern Pine CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67403
Address PO Box 1048 
State Georgia 
Zip-Code 31603
Phone Number (229) 559-3311
Fax Number (229) 559-3333
Email Address:
CEO/President Leah Lehman
Members 2,101 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 45,765,229 

Compare Southern Pine Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valdosta Teachers CU MAIN OFFICE 102 E Force St 31601 (229) 247-9930 No 0.63
Georgia Power Valdosta CU Main Office 1707 Dow St 31601 (229) 253-1111 No 2.25
Locoga CU Main 1592 Norman Dr 31603 (229) 244-4513 No 2.51
Southeastern CU Perimeter Rd Branch 3669 Inner Perimeter Rd 31602 (229) 244-2732 No 3.60
Madison Education Assoc. CU Main Office 302 NE Sumter 32341 (850) 973-3132 No 25.12

Southern Pine Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southern Pine Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.75 5.75 4.00 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 369 416 138 500
Rank Among All Georgia Credit Unions N/A 52 45 10 41

Southern Pine Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 1.00 N/A N/A 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 36 N/A N/A 70
Rank Among All Georgia Credit Unions 6 3 N/A N/A 1
Southern Pine Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0004251,262,556
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7501172,832,405
Used Vehicle Loans 5.7502352,191,756
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00015415,640,124
Total Other Real Estate Loans/Lines of Credit 9.000441,185
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0003512,378,959
TOTAL LOANS & LEASES 1,28624,346,985

Southern Pine Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 15415,640,124161,769,604


Closed-End Fixed Rate 441,18500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 15815,681,309161,769,604


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southern Pine Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes