Georgia Power Valdosta Federal Credit Union

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A short history of Georgia Power Valdosta FCU

Since its inception in 1958 the Georgia Power Valdosta Federal Credit Union has been serving its members in the Valdosta, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joyce Jones, the Georgia Power Valdosta FCU has grown its membership to over 3,591 with assets of more than $24,006,972. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (229) 253-1111 or email them at creditunion@gpvfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Valdosta, GA.

General Information For Georgia Power Valdosta FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12291
Address 1707 Dow Street 
City Valdosta 
State Georgia 
Zip-Code 31601
Phone Number (229) 253-1111
Fax Number (229) 293-9174
Email Address: creditunion@gpvfcu.com
CEO/President Joyce Jones
Members 3,591 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 24,006,972 
Website http://www.gpvfcu.com 

Compare Georgia Power Valdosta Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southern Pine CU Main office 5495 Clyattville Lake Park Rd 31603 (229) 559-3311 No 5.34
Locoga CU Main 1592 Norman Dr 31603 (229) 244-4513 No 5.72
Valdosta Teachers CU MAIN OFFICE 102 E Force St 31601 (229) 247-9930 No 7.26
Southeastern CU Perimeter Rd Branch 3669 Inner Perimeter Rd 31602 (229) 244-2732 No 9.11
Madison Education Assoc. CU Main Office 302 NE Sumter 32341 (850) 973-3132 No 18.75

Georgia Power Valdosta Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Georgia Power Valdosta Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.80 7.50 5.00 5.40
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 250 588 268 278
Rank Among All Georgia Credit Unions N/A 34 63 26 24

Georgia Power Valdosta Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A 0.35 0.65 0.03
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A 89 234 293
Rank Among All Georgia Credit Unions N/A N/A 14 24 38
Georgia Power Valdosta Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0007462,448,267
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000103,036
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.800992,801,179
Used Vehicle Loans 7.5004764,456,914
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000401,621,148
Total Other Real Estate Loans/Lines of Credit 5.40039958,859
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001531,012,813
TOTAL LOANS & LEASES 1,56313,302,216

Georgia Power Valdosta Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4397,34300
    b. 15 Years or less 361,223,805152,299
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 39958,859529,719
TOTALS 792,580,007682,018

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia Power Valdosta Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes