Lincoln Maine Federal Credit Union

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A short history of Lincoln Maine FCU

Since its inception in 1966 the Lincoln Maine Federal Credit Union has been serving its members in the LINCOLN, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CRIS KINNEY, the Lincoln Maine FCU has grown its membership to over 5,346 with assets of more than $60,707,443. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 794-8623 or email them at lmfcu@lincolnmainefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LINCOLN, ME.

General Information For Lincoln Maine FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17362
Address 171 W BROADWAY, PO BOX220 
City LINCOLN 
State Maine 
Zip-Code 04457
Phone Number (207) 794-8623
Fax Number (207) 794-8187
Email Address: lmfcu@lincolnmainefcu.com
CEO/President CRIS KINNEY
Members 5,346 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 60,707,443 
Website http://WWW.LINCOLNMAINEFCU.COM 

Compare Lincoln Maine Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eastmill CU Synergent/Mecul Services 2 Ledgeview Dr 04092 (800) 442-6715 No 14.29
Katahdin CU Island Falls Branch 1068 Crystal Rd 04747 (207) 463-3661 No 18.53

Lincoln Maine Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Lincoln Maine Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.99 4.25 4.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 145 231 238 100
Rank Among All Maine Credit Unions 3 9 20 23 7

Lincoln Maine Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.65 0.60 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 42 240 49
Rank Among All Maine Credit Unions 6 8 1 26 4
Lincoln Maine Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.900559651,793
All Other Unsecured Loans/Lines of Credit 9.7506972,111,517
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902364,534,265
Used Vehicle Loans 4.2501,18814,074,676
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75038516,685,059
Total Other Real Estate Loans/Lines of Credit 4.000841,130,670
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2506785,750,628
TOTAL LOANS & LEASES 3,82744,938,608

Lincoln Maine Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2117,04300
    b. 15 Years or less 38316,568,016351,410,171
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 841,130,670267,000
Open-End Fixed Rate 0000
TOTALS 46917,815,729371,477,171

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lincoln Maine Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes