Liberty First Credit Union

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A short history of Liberty First CU

Since its inception in 1935 the Liberty First Credit Union has been serving its members in the LINCOLN, Nebraska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank Wilber, the Liberty First CU has grown its membership to over 23,934 with assets of more than $230,543,135. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (402) 465-1000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LINCOLN, NE.

General Information For Liberty First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63757
Address 501 NORTH 46TH 
State Nebraska 
Zip-Code 68503
Phone Number (402) 465-1000
Fax Number (402) 464-0472
Email Address:
CEO/President Frank Wilber
Members 23,934 
Full-Time Employees 78 
Part-Time Employees
Number of Branch Offices
Total Assets 230,543,135 

Compare Liberty First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lincone CU South 70th St. Branch 6700 S 70th St 68516 (402) 475-7059 No 1.17
Construction Industries CU Construction Industries Credit Union 810 N 48th St 68505 (402) 466-4406 No 1.27
University Of Nebraska CU Main 1720 P St 68501 (402) 472-2087 No 1.28
Community Hope CU Community Hope 1625 N St 68508 (402) 525-5413 No 1.44
Lincoln Usda CU Lincoln USDA Federal Credit Union 100 Centennial Mall N 68508 (402) 474-0997 No 1.48

Liberty First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Liberty First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.49 3.50 4.50 3.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 296 209 264 59 100
Rank Among All Nebraska Credit Unions 16 28 21 5 7

Liberty First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.10 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 134 310 266
Rank Among All Nebraska Credit Unions 7 16 10 33 25
Liberty First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.4903,5084,480,110
All Other Unsecured Loans/Lines of Credit 11.5002,4684,487,498
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5003377,510,207
Used Vehicle Loans 4.5005,62562,970,192
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.38069978,952,652
Total Other Real Estate Loans/Lines of Credit 4.00072419,842,644
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.90063712,189,590
TOTAL LOANS & LEASES 13,998190,432,893

Liberty First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 497,865,14524740,827,565
    b. 15 Years or less 17514,675,319546,569,595
    a. > 15 years 10727,9595352,300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 121,253,6275502,400
Adjustable Rate > 1 yr 45354,430,602537,502,886


Closed-End Fixed Rate 1914,414,77926750,372
Closed-End Adjustable Rate 1103,300,0575223,900
Open-End Adjustable Rate 42312,127,808651,728,363
Open-End Fixed Rate 0000
TOTALS 1,42398,795,29646058,457,381


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 321,783,1071,586,338
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 002278,000
    b. Proprietary Reverse Mortgage Products 0000

Liberty First Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes