Lakeside Empls. Credit Union

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A short history of Lakeside Empls. CU

Since its inception in 1965 the Lakeside Empls. Credit Union has been serving its members in the New Johnsonvill, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Scott, the Lakeside Empls. CU has grown its membership to over 2,978 with assets of more than $39,029,739. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (931) 535-3750 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in New Johnsonvill, TN.

General Information For Lakeside Empls. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67713
Address 1008 Broadway 
City New Johnsonvill 
State Tennessee 
Zip-Code 37134
Phone Number (931) 535-3750
Fax Number (931) 535-3601
Email Address:
CEO/President Karen Scott
Members 2,978 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 39,029,739 

Compare Lakeside Empls. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Johnsonville Tva Employees CU Long St Office 213 LONG ST 37134 (931) 535-9000 No 10.79
Holley CU Holley Credit Union 1107 Mineral Wells Ave 38242 (731) 644-9031 No 28.29

Lakeside Empls. Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lakeside Empls. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.50 5.00 5.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 209 324 297 N/A
Rank Among All Tennessee Credit Unions 36 46 51 50 N/A

Lakeside Empls. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.40 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 284 199
Rank Among All Tennessee Credit Unions 11 14 18 39 20
Lakeside Empls. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000428507,512
All Other Unsecured Loans/Lines of Credit 9.0007431,497,407
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5002865,818,619
Used Vehicle Loans 5.0002923,158,777
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.25026928,607
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.5002112,900,152
TOTAL LOANS & LEASES 1,98614,811,074

Lakeside Empls. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22811,02500
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4117,58200


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 26928,60700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lakeside Empls. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes