Jefferson Parish Employees Federal Credit Union

A short history of Jefferson Parish Employees FCU

Since its inception in 1959 the Jefferson Parish Employees Federal Credit Union has been serving its members in the HARAHAN, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vicki O'Brien, the Jefferson Parish Employees FCU has grown its membership to over 13,382 with assets of more than $100,232,437. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (504) 736-6144 or email them at yourcreditunion@jpefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARAHAN, LA.

General Information For Jefferson Parish Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Jefferson Parish Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Louisiana Central CU	Louisiana Central Credit Union	824 Elmwood Park Blvd	70123	(504) 733-0789	No	1.17
Asi CU	Covington Branch	112 E 32nd Ave	70434	(985) 892-1058	No	1.30
Jefferson Financial CU	Denham Springs Branch	1620 S Range Ave	70726	(225) 665-3436	No	2.22
P. A. C. E. Kenner CU	MAIN OFFICE	639 JACKSON ST	70063	(504) 469-6345	No	2.84
South Louisiana Highway CU	Records Storage - Training Building	1440 Highway 90 W	70094	(504) 437-3146	No	2.85

Jefferson Parish Employees Federal Credit Union Financial Performance Charts

Financial Data

Jefferson Parish Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	5.70	6.90	3.49	5.30
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	464	536	70	265
Rank Among All Louisiana Credit Unions	50	83	77	3	21

Jefferson Parish Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.03	0.20	N/A	1.04	1.56
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	130	108	N/A	167	88
Rank Among All Louisiana Credit Unions	16	32	N/A	17	7

Jefferson Parish Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	1,833	3,933,640
All Other Unsecured Loans/Lines of Credit	12.690	5,667	11,198,761
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.700	344	5,859,018
Used Vehicle Loans	6.900	1,167	15,538,016
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.490	90	7,283,032
Total Other Real Estate Loans/Lines of Credit	5.300	47	1,265,085
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.910	170	2,096,343
TOTAL LOANS & LEASES		9,318	47,173,895

Jefferson Parish Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	90	7,283,032	6	620,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	11	554,072	1	30,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	36	711,013	3	85,000
Open-End Fixed Rate	0	0	0	0
TOTALS	137	8,548,117	10	735,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Jefferson Parish Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes