Louisiana Central Credit Union

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A short history of Louisiana Central CU

Since its inception in 1942 the Louisiana Central Credit Union has been serving its members in the Harahan, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Tramell, the Louisiana Central CU has grown its membership to over 3,307 with assets of more than $13,179,563. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (504) 733-0789 or email them at helpdesk@louisianacentral.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Harahan, LA.

General Information For Louisiana Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61724
Address 824 Elmwood Park Blvd., Ste 100 
City Harahan 
State Louisiana 
Zip-Code 70123
Phone Number (504) 733-0789
Fax Number (504) 733-0767
Email Address: helpdesk@louisianacentral.org
CEO/President John Tramell
Members 3,307 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,179,563 
Website http://louisianacentral.org 

Compare Louisiana Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Asi CU Covington Branch 112 E 32nd Ave 70434 (985) 892-1058 No 1.30
Jefferson Parish Employees CU General Government Building 200 Derbigny St Ste 1300 70123 (504) 736-6144 No 1.40
Jefferson Financial CU Denham Springs Branch 1620 S Range Ave 70726 (225) 665-3436 No 2.22
P. A. C. E. Kenner CU MAIN OFFICE 639 JACKSON ST 70063 (504) 469-6345 No 2.84
South Louisiana Highway CU Records Storage - Training Building 1440 Highway 90 W 70094 (504) 437-3146 No 2.85

Louisiana Central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Louisiana Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.71 6.43 N/A 5.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 109 492 N/A 284
Rank Among All Louisiana Credit Unions 10 15 68 N/A 24

Louisiana Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A 174 N/A
Rank Among All Louisiana Credit Unions 9 29 N/A 18 N/A
Louisiana Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9005041,628,738
All Other Unsecured Loans/Lines of Credit 14.0601,4132,300,878
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7101252,439,291
Used Vehicle Loans 6.4301462,015,596
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.45016435,089
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 2,2048,819,592

Louisiana Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 16435,0894197,180
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 16435,0894197,180


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Louisiana Central Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes