Jaco Federal Credit Union

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A short history of Jaco FCU

Since its inception in 1961 the Jaco Federal Credit Union has been serving its members in the RUSTON, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DEBBIE BRISTER, the Jaco FCU has grown its membership to over 1,818 with assets of more than $12,957,692. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (318) 255-9101 or email them at rita@jacofcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RUSTON, LA.

General Information For Jaco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14291
Address P O BOX 550 
State Louisiana 
Zip-Code 71273
Phone Number (318) 255-9101
Fax Number (318) 255-2234
Email Address: rita@jacofcu.com
Members 1,818 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,957,692 
Website http://www.jacofcu.com 

Compare Jaco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Piney Hills Federal CU Piney Hills FCU 2735 Martha St 71275 (318) 247-8077 No 8.89
Union CU Union Federal Credit Union 802 Martin Luther King Dr 71241 (318) 368-8175 No 21.52
Monroe Telco CU Monroe Telco FCU-Main Office 4705 Cypress St 71211 (318) 397-4243 No 26.63
Centric CU Ruston Centric Center 1514 Eagle Drive 71270 (318) 251-9770 No 28.04
Ouachita Valley CU Ouachita Valley FCU 3170 Sterlington Rd 71203 (318) 807-1602 No 29.11

Jaco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Jaco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 7.50 4.81 6.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 588 247 351
Rank Among All Louisiana Credit Unions N/A 65 82 35 40

Jaco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.42 N/A N/A 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 73 N/A N/A 211
Rank Among All Louisiana Credit Unions N/A 23 N/A N/A 28
Jaco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.660433346,860
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50037999,880
Used Vehicle Loans 7.50087644,509
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.810714,211,530
Total Other Real Estate Loans/Lines of Credit 6.090318,854
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.1602581,949,261
TOTAL LOANS & LEASES 8898,170,894

Jaco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 714,211,5307422,467
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 318,85400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 744,230,3847422,467


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jaco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No