Heartland Credit Union

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A short history of Heartland CU

Since its inception in 1948 the Heartland Credit Union has been serving its members in the HUTCHINSON, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dan Springer, the Heartland CU has grown its membership to over 24,087 with assets of more than $298,186,523. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (620) 669-0177 or email them at hcu@hcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HUTCHINSON, KS.

General Information For Heartland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62031
Address PO BOX 1387 
City HUTCHINSON 
State Kansas 
Zip-Code 67504
Phone Number (620) 669-0177
Fax Number (620) 669-8123
Email Address: hcu@hcu.coop
CEO/President Dan Springer
Members 24,087 
Full-Time Employees 117 
Part-Time Employees 4 
Number of Branch Offices 7 
Total Assets 298,186,523 
Website http://www.hcu.coop 

Compare Heartland Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hutchinson Government Employees CU HGECU 121 E Avenue A 67501 (620) 663-2991 No 0.68
Hutchinson Postal & Community CU HUTCHINSON POSTAL & COMMUNITY CREDIT UNION 2306 N MAIN ST 67502 (620) 662-8050 No 1.28
Central Kansas CU Pratt 120 W 2nd St 67124 (620) 672-5968 No 1.51
Bell CU Bell Credit Union 1601 N Lorraine St 67501 (620) 662-0731 No 1.57
Morton CU Morton Credit Union 121 Morton Dr 67505 (620) 665-6792 No 1.58

Heartland Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Heartland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.49 4.19 3.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 340 225 44 200
Rank Among All Kansas Credit Unions 22 33 17 3 17

Heartland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.35 0.70 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 89 224 271
Rank Among All Kansas Credit Unions 10 14 8 20 25
Heartland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9005,1916,160,424
All Other Unsecured Loans/Lines of Credit 8.1905,3415,558,864
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4902896,337,304
Used Vehicle Loans 4.1906,93776,051,325
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2501,767128,425,843
Total Other Real Estate Loans/Lines of Credit 4.75055710,068,377
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99082912,036,338
TOTAL LOANS & LEASES 20,911244,638,475

Heartland Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 554,219,982738,231,153
    b. 15 Years or less 31415,195,959464,056,799
Balloon/Hybrid
    a. > 15 years 12,933,91100
    b. 15 Years or less 50360,888,98613422,066,814
Other Fixed Rate 1246,546,39614218,125
Adjustable Rate 1 yr or less 45510,070,7442672,292,953
Adjustable Rate > 1 yr 31528,569,865252,538,750

OTHER REAL ESTATE

Closed-End Fixed Rate 1773,447,39024514,673
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3806,620,9873042,356,228
Open-End Fixed Rate 0000
TOTALS 2,324138,494,22088742,275,495

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 324,079,8842,760,275
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heartland Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes