Gulf Coast Community Federal Credit Union

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A short history of Gulf Coast Community FCU

Since its inception in 1935 the Gulf Coast Community Federal Credit Union has been serving its members in the GULFPORT, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Graham, the Gulf Coast Community FCU has grown its membership to over 13,065 with assets of more than $101,100,386. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (228) 539-7029 or email them at memberservices@gcc-fcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GULFPORT, MS.

General Information For Gulf Coast Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 242
Address 12364 HIGHWAY 49 
City GULFPORT 
State Mississippi 
Zip-Code 39503
Phone Number (228) 539-7029
Fax Number (228) 539-6322
Email Address: memberservices@gcc-fcu.com
CEO/President Lisa Graham
Members 13,065 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 101,100,386 
Website http://www.gulfcoastcommunityfcu.or 

Compare Gulf Coast Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Memorial CU MEMORIAL FEDERAL CREDIT UNION 4500 13th St 39502 (228) 865-3142 No 7.76
Harrison County P O E CU Office 1976 Popps Ferry Rd 39532 (228) 896-0038 No 9.94
Keesler CU RAF Mildenhall Unit 5010 09459 5561 No 11.19
Credit Union South CU Credit Union South 12460 Highway 49 Ste A 39503 (228) 207-4767 No 13.28
Biloxi Teachers CU Biloxi Teachers Fed CU 1445 Father Ryan Ave 39533 (228) 436-5126 No 15.04

Gulf Coast Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gulf Coast Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.74 18.00 6.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 113 828 412 100
Rank Among All Mississippi Credit Unions N/A 7 57 20 2

Gulf Coast Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.96 0.05 0.10 0.55 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 9 143 134 251 266
Rank Among All Mississippi Credit Unions 1 27 9 28 19
Gulf Coast Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0008942,353,525
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000192100,841
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.740872,096,106
Used Vehicle Loans 18.0003,15933,776,906
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.50031516,804,267
Total Other Real Estate Loans/Lines of Credit 4.000731,920,580
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0001,46216,014,485
TOTAL LOANS & LEASES 6,18273,066,710

Gulf Coast Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 815,548,115243,618,536
    b. 15 Years or less 1234,945,605131,111,590
Balloon/Hybrid
    a. > 15 years 473,448,04100
    b. 15 Years or less 24825,61700
Other Fixed Rate 141,268,05181,575,550
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 26768,83800

OTHER REAL ESTATE

Closed-End Fixed Rate 451,113,537299,740
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19486,94000
Open-End Fixed Rate 9320,10300
TOTALS 38818,724,847476,405,416

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gulf Coast Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes