Greenwood Credit Union

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A short history of Greenwood CU

Since its inception in 1948 the Greenwood Credit Union has been serving its members in the Warwick, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frederick Reinhardt, the Greenwood CU has grown its membership to over 59,910 with assets of more than $469,777,943. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (401) 739-4600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Warwick, RI.

General Information For Greenwood CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66594
Address 2669 Post Rd 
City Warwick 
State Rhode Island 
Zip-Code 02886
Phone Number (401) 739-4600
Fax Number (401) 739-6567
Email Address:
CEO/President Frederick Reinhardt
Members 59,910 
Full-Time Employees 51 
Part-Time Employees
Number of Branch Offices
Total Assets 469,777,943 

Compare Greenwood Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kent Hospital CU KENT COUNTY MEMORIAL HOSPITAL EMP. FCU 455 TOLL GATE RD 02886 (401) 737-7000 No 0.92
Wave CU Corporate Office 480 Greenwich Ave 02886 (401) 781-1020 No 1.28
Cranston Municipal Employees CU Corporate Office 1615 PONTIAC AVE 02920 (401) 463-3010 No 2.31
Natco Employees CU Corporate Office 155 Brookside Ave 02893 (401) 828-0300 No 3.33
Coventry Teachers CU Coventry Teachers FCU 9 Foster Dr 02816 (401) 826-1682 No 5.09

Greenwood Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Greenwood Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.90 4.50 5.00 4.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 518 341 324 205 341
Rank Among All Rhode Island Credit Unions 5 15 13 11 11

Greenwood Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.50 0.50 1.80 1.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 66 60 57 66
Rank Among All Rhode Island Credit Unions 2 2 1 2 2
Greenwood Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.9001,9352,944,658
All Other Unsecured Loans/Lines of Credit 12.9002,0608,183,252
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5004,26262,464,856
Used Vehicle Loans 5.00021,176197,092,557
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50070786,414,651
Total Other Real Estate Loans/Lines of Credit 6.00055814,328,134
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5001,73629,796,297
TOTAL LOANS & LEASES 32,434401,224,405

Greenwood Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9313,038,595366,330,678
    b. 15 Years or less 23216,150,285252,512,550
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 25519,138,480365,482,350
Adjustable Rate > 1 yr 12738,087,291184,651,090


Closed-End Fixed Rate 3558,780,680311,171,150
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2035,547,454502,002,238
Open-End Fixed Rate 0000
TOTALS 1,265100,742,78519622,150,056


Interest Only & Payment Option 1st Mortgage Loans 1158,674,0603,626,100
Interest Only & Payment Option Other RE/LOC Loans 1325,834,6462,657,238
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greenwood Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes