Gateway Metro Federal Credit Union

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A short history of Gateway Metro FCU

Since its inception in 1935 the Gateway Metro Federal Credit Union has been serving its members in the Saint Louis, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerome Lewis, the Gateway Metro FCU has grown its membership to over 15,800 with assets of more than $182,837,245. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (314) 621-4575 or email them at memberserv@gmcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Louis, MO.

General Information For Gateway Metro FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24797
Address 1001 Pine St 
City Saint Louis 
State Missouri 
Zip-Code 63101
Phone Number (314) 621-4575
Fax Number (618) 355-0853
Email Address: memberserv@gmcu.org
CEO/President Jerome Lewis
Members 15,800 
Full-Time Employees 58 
Part-Time Employees
Number of Branch Offices
Total Assets 182,837,245 
Website http://www.gmcu.org 

Compare Gateway Metro Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Louis Policemen`s CU ST LOUIS POLICEMEN'S CREDIT UNION 1915 Olive St 63103 (314) 444-5392 No 0.57
Ubc CU UBC CREDIT UNION 1547 S BROADWAY 63104 (314) 621-1950 No 1.50
St. Louis Community CU Met Center 6347 Plymouth ave 63133 (314) 534-7610 No 2.40
Anheuser-busch Employees CU Williamsburg 243 Mclaws Cir Ste 100 23185 (757) 253-3894 No 2.42
Procter & Gamble St. Louis Emp. CU Procter & Gamble St. Louis Employees' Credit Union 169 E Grand Ave 63147 (314) 622-8209 No 3.08

Gateway Metro Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gateway Metro Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 11.49 9.99 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 638 739 44 100
Rank Among All Missouri Credit Unions N/A 82 87 4 10

Gateway Metro Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.35 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 89 263 227
Rank Among All Missouri Credit Unions 12 18 8 33 20
Gateway Metro Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9001,1702,286,285
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.410277592,880
New Vehicle Loans 11.4905999,228,834
Used Vehicle Loans 9.9903,83444,525,858
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25048952,705,653
Total Other Real Estate Loans/Lines of Credit 4.0002064,705,949
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1501772,046,672
TOTAL LOANS & LEASES 6,752116,092,131

Gateway Metro Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 449,405,66771,785,220
    b. 15 Years or less 29822,525,025103,056,978
Balloon/Hybrid
    a. > 15 years 7812,678,503123,057,531
    b. 15 Years or less 296,599,51241,255,780
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 401,496,946140,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 74816,622661,153
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1323,889,3277410,000
Open-End Fixed Rate 0000
TOTALS 69557,411,602479,666,662

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gateway Metro Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes