Fulda Area Credit Union

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A short history of Fulda Area CU

Since its inception in 1986 the Fulda Area Credit Union has been serving its members in the FULDA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Jacobson, the Fulda Area CU has grown its membership to over 8,835 with assets of more than $108,159,333. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (507) 425-2544 or email them at fulda@centurytel.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FULDA, MN.

General Information For Fulda Area CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66867
Address P.O. BOX 329 
State Minnesota 
Zip-Code 56131
Phone Number (507) 425-2544
Fax Number (507) 425-2546
Email Address: fulda@centurytel.net
CEO/President Linda Jacobson
Members 8,835 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 108,159,333 
Website http://fuldaareacreditunion.com 

Compare Fulda Area Credit Union To Other Local Credit Unions

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Fulda Area Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Fulda Area Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 3.25 8.75 4.50 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 174 679 205 317
Rank Among All Minnesota Credit Unions 28 35 82 28 40

Fulda Area Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.35 0.60 1.00 1.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 81 48 174 118
Rank Among All Minnesota Credit Unions 6 6 2 15 4
Fulda Area Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0006311,054,770
All Other Unsecured Loans/Lines of Credit 9.0008831,752,023
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.3009882,085,340
New Vehicle Loans 3.250591,310,728
Used Vehicle Loans 8.7501,56114,491,148
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50070347,515,394
Total Other Real Estate Loans/Lines of Credit 5.75046895,192
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.75062120,501,536
TOTAL LOANS & LEASES 5,49289,606,131

Fulda Area Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1193,563,0725160,000
    a. > 15 years 51237,048,797565,313,646
    b. 15 Years or less 435,918,34591,399,205
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 29985,18000


Closed-End Fixed Rate 23558,928222,528
Closed-End Adjustable Rate 211,77800
Open-End Adjustable Rate 0000
Open-End Fixed Rate 21324,486476,679
TOTALS 74948,410,586766,972,058


Interest Only & Payment Option 1st Mortgage Loans 23976,183355,612
Interest Only & Payment Option Other RE/LOC Loans 7113,20484,592
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fulda Area Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes